38 Running Oak Dr, Bluffton, SC 29910 Property Records

Beaufort County property record for 38 Running Oak Dr, Bluffton, SC 29910

Property Summary

Property Type	Townhouse
Details	11 bd · 2.5 ba · 1,440 sqft · built 2007
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on Record
Last Sale	$105,385 (Sep 2009)
Tax Bill	$1,058 (2025)
Deeds & Mortgages	May 2026 Line of Credit May 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R61403600007080000`

Property Details

APN / Parcel Number

Primary APN	`R61403600007080000`
Alternative APN	`13044192`

Interior

Bedrooms	11 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	832 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Townhouse
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	3,485 sqft (0.08 acres)
Porch	Slab
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	38 RUNNING OAK DR
City	BLUFFTON
State	SC
Zip	29910-4444
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	6116
Legal Description	LOT 111 SOUTHERN OAKS PH 1 PB116 P119-124 PB117 P10-15 ACERAGED CHANGED PB120 P3
Legal Subdivision	SOUTHERN OAKS SUBDIVISION PH I
Legal Phase	1
Legal Lot Number	111
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	1
Census Block	1066
Census Tract	2102

Owner

Source: Beaufort County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	38 RUNNING OAK DR, BLUFFTON, SC 29910-4444
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
May 9, 2018	Quit Claim Deed, Transfer · Conventional Mortgage SAVANNAH POSTAL CU
Mar 2, 2018	Grant Deed, Transfer REN CARR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2009 · Amount on Record
Deed Sale	Sep 1, 2009 · Amount on Record
Deed Document Number	200951393
Deed Book / Page	2884 / 2071
Last Transfer Date	Apr 20, 2018
Transfer Doc	0000024783
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Recording Date	May 13, 2026
Property Address	38 RUNNING OAK DR, BLUFFTON, SC 29910-4444
Document Number	0000021091
Book / Page	4537 / 2013
Instrument Date	Apr 29, 2026
Instrument	202621091
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 RUNNING OAK DR, BLUFFTON, SC 29910-4444

Mortgage

Document Number	0000021091,
Date	May 13, 2026
Book Page	4537/2013
Instrument	202621091

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.46%
Max Rate	-1%

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEAUFORT SC
Recording Date	May 9, 2018
Property Address	38 RUNNING OAK DR, BLUFFTON, SC 29910-4444
Document Number	0000024783
Book / Page	003666 / 001058
Instrument Date	Apr 20, 2018
Instrument	24783
Transaction Type	Transfer
Record Updated	May 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 RUNNING OAK DR BLUFFTON SC 299104444, BLUFFTON, SC 29910-4444

Mortgage

Document Number	24785
Date	May 9, 2018
Book Page	003666/001062
Instrument	24785

Lender

Name	SAVANNAH POSTAL CU
Address	22 OGLETHORPE PROFESSIONAL BLVD, SAVANNAH, GA 31406-3611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 8, 2033

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BEAUFORT SC
Recording Date	Mar 2, 2018
Property Address	38 RUNNING OAK DR, BLUFFTON, SC 29910-4444
Document Number	0000011255
Book / Page	003648 / 001550
Instrument Date	Feb 21, 2018
Instrument	11255
Transaction Type	Transfer
Record Updated	Mar 12, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 RUNNING OAK DR BLUFFTON SC 299104444, BLUFFTON, SC 29910-4444

Mortgage

Document Number	11256
Date	Mar 2, 2018
Book Page	003648/001553
Instrument	11256

Lender

Name	REN CARR
Address	2453 FOX RIDGE DR, PRATTVILLE, AL 36067-8142

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,058.00 (-0.09%)	$6,090 (-43.84%)
2024	$1,059.00	$10,844 (-) Land $1,872 Building $8,972	$271,100 (-) Land $46,800 Building $224,300
2023	$1,059.00 (+7.84%)	$10,844 (+71.04%) Land $1,872 Building $8,972	$271,100 (+71.04%) Land $46,800 Building $224,300
2022	$982.00	$6,340 Land $1,440 Building $4,900	$158,500 Land $36,000 Building $122,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 666 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	666 in force
Nearby Flood Claims	13 (1991–2021)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Jun 2021 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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