Steuben County and Bath Town property record for 38 Rumsey St, Bath, NY 14810
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,560 sqft · built 1870 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $89,900 (May 2021) |
| Tax Bill | $3,265 (2026) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Sep 2020 Sale + 2 more |
| APN | 0013917-500 |
| Primary APN | 0013917-500 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,560 sqft Living Area |
| 1st Floor Area | 1,176 sqft |
| 2nd Floor Area | 384 sqft |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 231 ft deep x 37.4 ft wide |
| Garage Type | Detached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 72 sqft |
| Canopy | 336 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0013917-500 |
|---|---|
| Street Address | 38 RUMSEY ST |
| City | BATH |
| State | NY |
| Zip | 14810-1326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 37.35X231 FT ASSESSED |
| Legal Block | 2 |
| Legal Lot Number | 85.000 |
| Jurisdiction | STEUBEN NY |
| Township / Civil Division | BATH |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 961200 |
38 Rumsey St is owned and occupied by two individuals who bought it in May 2021.
Source: Steuben County and Bath Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 RUMSEY ST, BATH, NY 14810-1326 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 28, 2021 | Warranty Deed, Transfer · FHA Mortgage M & T BANK |
| Sep 14, 2020 | Quit Claim Deed, Transfer |
| Mar 23, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Dec 7, 2017 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 2021 · Amount on File |
| Deed Sale | May 28, 2021 · Amount on File |
| Prior Sale | Sep 14, 2020 · Amount on File |
| Deed Book / Page | 2892 / 123 |
| Prior Transfer Date | Aug 18, 2020 |
| Prior Transfer Doc | 002846/239 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEUBEN NY |
| Recording Date | May 28, 2021 |
| Property Address | 38 RUMSEY ST, BATH, NY 14810-1326 |
| Document Number | 002892/123 |
| Book / Page | 2892 / 123 |
| Instrument Date | Apr 22, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 13 STOKES PARK, PAINTED POST, NY 14870-9631 |
| Document Number | 0000470042 |
|---|---|
| Date | May 28, 2021 |
| Instrument | 4700/42 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 0004700/58 |
|---|---|
| Date | May 28, 2021 |
| Book Page | 4700/58 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STEUBEN NY |
| Recording Date | Sep 14, 2020 |
| Property Address | 38 RUMSEY ST, BATH, NY 14810-1326 |
| Document Number | 002846/239 |
| Book / Page | 2846 / 239 |
| Instrument Date | Aug 18, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STEUBEN NY |
| Recording Date | Mar 23, 2018 |
| Property Address | 38 RUMSEY ST, BATH, NY 14810-1326 |
| Document Number | 002700/315 |
| Book / Page | 2700 / 315 |
| Instrument Date | Mar 16, 2018 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1 W CHURCH ST, ELMIRA, NY 14901-2741 |
| Document Type | Deed |
|---|---|
| Jurisdiction | STEUBEN NY |
| Recording Date | Dec 7, 2017 |
| Property Address | 38 RUMSEY ST, BATH, NY 14810-1326 |
| Document Number | 002684/271 |
| Book / Page | 2684 / 271 |
| Instrument Date | Dec 4, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 333 E WATER ST, ELMIRA, NY 14901-3400 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 38 Rumsey St was $3,265, up 2.6% from the year before.
Source: Steuben County and Bath Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| Municipality | Bath Village |
| County | Steuben County |
| County Subdivision | Bath Town |
| Unified School District | Bath Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,265.00 (+2.64%) | ||
| 2025 | $3,181.00 | $90,400 Land $9,200 Building $81,200 | $95,158 Land $9,684 Building $85,474 |
| 2023 | $90,400 (+20.53%) Land $9,200 Building $81,200 | $90,400 (+8.48%) Land $9,200 Building $81,200 | |
| 2022 | $75,000 Land $16,400 Building $58,600 | $83,333 Land $18,222 Building $65,111 | |
| 2021 | $4,410.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 38 Rumsey St; there have been 3 flood claims nearby since 1987.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 3 (1987–1989) |
| Most Recent Claim | Jun 1989 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 Rumsey St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BATH VILLAGE CONSOLIDATED SAMPLING AREA serves 5,400 people · EPA ID NY5001206 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 28 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Empire Long Distance Fiber | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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