38 Ruby Dr, Fairmont, WV 26554 Property Records

Marion County property record for 38 Ruby Dr, Fairmont, WV 26554 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1972
Square Footage960 sqft Living Area
Lot Size13,504 sqft (0.31 acres)
OccupancyOwner Occupied
Last Sale$125,000 (2023)
Tax Bill$989.00 (2025)

Property Details

APN / Parcel Number

Primary APN21-27A-0110.0000
Alternative APN
  • 24-21-27A-0110.0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Building Area960 sqft Living Area
1st Floor960 sqft 1st Floor
Family RoomFamily Room
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1972
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area13,504 sqft (0.31 acres)
Garage TypeBasement Garage
TopographyBelow Road/Slope Topography

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address38 RUBY DR
CityFAIRMONT
StateWV
Zip26554-8427
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description0.31 AC SAPPS RUN
Legal SubdivisionSAPPS RUN
JurisdictionMARION WV
Minor Civil DivisionPALATINE
Census Blockgroup3
Census Block3008
Census Tract21201

Owner

Source: Marion County records · APN 21-27A-0110.0000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address38 RUBY DR, FAIRMONT, WV 26554-8427
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2023Deed of Trust, Mortgage · Conventional Mortgage
WESBANCO BANK INC
Jun 03, 2014Deed of Trust, Mortgage · Line of Credit
WESBANCO BANK INC
Feb 06, 2012Deed of Trust, Mortgage
THE UNITED FCU
Aug 28, 2023Warranty Deed, Transfer · Conventional Mortgage
FAIRMONT FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 28, 2023 · Amount on Record
Deed SaleAug 28, 2023 · Amount on Record
Deed Doc Number202300012466
Deed Book / Page1329 / 521
Record RefreshedJun 08, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION WV
Property Address38 RUBY DR, FAIRMONT, WV 26554-8427
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 RUBY DR, FAIRMONT, WV 26554-8427

Mortgage

Document Number001324/119
DateJun 12, 2023
Book Page1324/119
Instrument202300008123
Lender
NameWESBANCO BANK INC
TypeBank
AddressWHEELING, WV 26003
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053

June 2014: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION WV
Property Address38 RUBY DR, FAIRMONT, WV 26554-8427
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01088/0448
DateJun 03, 2014
Book Page1088/0448
Instrument201400006204
Lender
NameWESBANCO BANK INC
TypeBank
AddressFAIRMONT, WV 26554
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMay 31, 2039
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

February 2012: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION WV
Property Address38 RUBY DR, FAIRMONT, WV 26554-8427
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01104/0917
DateFeb 06, 2012
Book Page1104/0917
Instrument201200001765
Lender
NameTHE UNITED FCU
AddressMORGANTOWN, WV 26508
Agreement
AmountAmount Recorded
Term182 Months
DueApr 01, 2027

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION WV
Recording DateAug 28, 2023
Property Address38 RUBY DR, FAIRMONT, WV 26554-8427
Document Number001329/521
Book / Page1329 / 521
Instrument DateAug 15, 2023
Instrument202300012466
Transaction TypeTransfer
Record UpdatedApr 03, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$550.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 WHITE OAKS BLVD, BRIDGEPORT, WV 26330-4500

Mortgage

Document Number202300012467
DateAug 28, 2023
Instrument202300012467
Lender
NameFAIRMONT FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053
Interest
Rate TypeAdjustable Rate
Rate5.75%
Type Change DateSep 01, 2028
Change Frequency5 Years
Min Rate At Change4%
Max Rate At Change7.75%
Index5-Year TN
Margin2
Max Rate11.7%

Tax Assessment & Valuation

Source: Marion County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateWest Virginia
CountyMarion County
MunicipalityWhite Hall Town
Unified School DistrictMarion County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$989.00 (+41.08%)$72,660 (+40.32%) Land $18,360 Building $54,300$121,100 (+40.32%) Land $30,600 Building $90,500
2023$701.00 (+3.55%)$51,780 (+3.73%) Land $9,540 Building $42,240$86,300 (+3.73%) Land $15,900 Building $70,400
2022$677.00$49,920 Land $9,540 Building $40,380$83,200 Land $15,900 Building $67,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Marion County (54049C), updated April 13, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 21% of West Virginia
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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