Warwick City property record for 38 Rowe Ave, Warwick, RI 02889
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 988 sqft · built 1950 |
| Lot Size | 0.183 acres (7,978 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $402,000 (Jul 2026) |
| Tax Bill | $4,252 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jul 2026 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32701380000 |
| Primary APN | 32701380000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 988 sqft Living Area |
| Gross Area | 2,223 sqft |
| 1st Floor Area | 988 sqft |
| Basement Area | 614 sqft |
| Unfinished Basement | 614 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,978 sqft (0.183 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 100123407 |
|---|---|
| Street Address | 38 ROWE AVE |
| City | WARWICK |
| State | RI |
| Zip | 02889-3855 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A7 |
| Legal Block | 138 |
| Jurisdiction | WARWICK RI |
| Township / Civil Division | WARWICK |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 21401 |
Source: Warwick City records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 419 S MAIN ST, WOONSOCKET, RI 02895-5115 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 27, 2026 | Warranty Deed, Transfer · Stand-Alone First Mortgage MOVEMENT MORTGAGE |
| Jul 27, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage RHODE ISLAND MORTGAGE FINANCIAL CORPORATION |
| Oct 28, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2026 · Amount on Record |
| Deed Sale | Jul 27, 2026 · Amount on Record |
| Prior Sale | Aug 26, 2005 · Amount on Record |
| Deed Document Number | 20268698 |
| Deed Book / Page | 10935 / 24 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Jul 27, 2026 |
| Property Address | 38 ROWE AVE, WARWICK, RI 02889-3855 |
| Document Number | 0000008698 |
| Book / Page | 10935 / 24 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 20268698 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 419 S MAIN ST, WOONSOCKET, RI 02895-5115 |
| Date | Jul 27, 2026 |
|---|
| Name | MOVEMENT MORTGAGE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Jul 27, 2026 |
| Property Address | 38 ROWE AVE, WARWICK, RI 02889-3855 |
| Document Number | 0000008700 |
| Book / Page | 10935 / 49 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 20268700 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 38 ROWE AVE, WARWICK, RI 02889-3855 |
| Document Number | 0000008700, |
|---|---|
| Date | Jul 27, 2026 |
| Book Page | 10935/49 |
| Instrument | 20268700 |
| Name | RHODE ISLAND MORTGAGE FINANCIAL CORPORATION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 38 ROWE AVE, WARWICK, RI 02889-3855 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 9651-196 |
|---|---|
| Date | Oct 28, 2020 |
| Book Page | 9651/196 |
| Instrument | 16785 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2035 |
Source: Warwick City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,252.00 (+8.22%) | $334,800 (+20.91%) Land $106,600 Building $228,200 | |
| 2024 | $319,010 | ||
| 2023 | $3,929.00 (+3.69%) | $276,900 (+36.88%) Land $88,000 Building $188,900 | |
| 2022 | $3,789.00 | $202,300 Land $61,900 Building $140,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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