38 Round Tree Dr, Unit 4, Naugatuck, CT 06770 Property Records

Naugatuck Borough property record for 38 Round Tree Dr, Unit 4, Naugatuck, CT 06770

Property Summary

Property Type	Condominium
Details	3 bd · 1.5 ba · 1,072 sqft · built 1971
Lot Size	0.015 acres (658 sqft)
Owner	2 Individual Names on File
Last Sale	$135,000 (Aug 2022)
Tax Bill	$3,304 (2026)
Deeds & Mortgages	Jan 2026 Line of Credit Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`034-1501`

Property Details

APN / Parcel Number

Primary APN	`034-1501`
Alternative APNs	`NAUG M:91-13.5W155-4` `CON141 13.5W 155 4` `NAUG M:034 L:1501` `34-1501`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Units	9 Units
Stories	2 Stories
Building Area	1,072 sqft Living Area
Gross Area	1,683 sqft
1st Floor Area	512 sqft
Basement Area	512 sqft
Unfinished Basement	212 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	658 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	34-1501
Street Address	38 ROUND TREE DR, 4
City	NAUGATUCK
State	CT
Zip	06770-1818
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RA2
Legal Lot Number	1501
Jurisdiction	NAUGATUCK CT
Township / Civil Division	NAUGATUCK
Census Block Group	1
Census Block	1002
Census Tract	345400

Owner

38 Round Tree Dr, Unit 4 is owned and occupied by two individuals who bought it in August 2022.

Source: Naugatuck Borough records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	38 ROUND TREE DR, 4, NAUGATUCK, CT 06770-1818
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Deed of Trust, Mortgage · Line of Credit WEST CAP LENDING INC
Aug 9, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC
Oct 29, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2022 · Amount on File
Deed Sale	Aug 9, 2022 · Amount on File
Prior Sale	Oct 30, 2003 · Amount on File
Deed Document Number	20222841
Deed Book / Page	1107 / 102
Transfer Doc	1018-705
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Property Address	38 ROUND TREE DR UNIT 4, 4, NAUGATUCK, CT 06770-1818
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001175-364
Date	Jan 28, 2026
Book Page	1175/364
Instrument	2026-268

Lender

Name	WEST CAP LENDING INC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Aug 9, 2022
Property Address	38 ROUND TREE DR UNIT 4, 4, NAUGATUCK, CT 06770-1818
Document Number	001107-102
Book / Page	1107 / 102
Instrument Date	Jul 29, 2022
Instrument	20222841
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 ROUND TREE DR UNIT 4, 4, NAUGATUCK, CT 06770-1818

Mortgage

Document Number	0020222842
Date	Aug 9, 2022
Instrument	2022-2842

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Oct 29, 2018
Property Address	38 ROUND TREE DR UNIT 4, 4, NAUGATUCK, CT 06770-1818
Document Number	1018-705
Book / Page	001018 / 000705
Instrument Date	Oct 29, 2018
Transaction Type	Transfer
Record Updated	Nov 21, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	38 ROUND TREE DR #4 NAUGATUCK CT 067701818, 4, NAUGATUCK, CT 06770-1818

Tax Assessment & Valuation

The 2026 property tax bill for 38 Round Tree Dr, Unit 4 was $3,304, up 1.7% from the year before.

Source: Naugatuck Borough assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Naugatuck Borough
Unified School District	Naugatuck School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,304.00 (+1.66%)	$81,690 (-) Building $81,690	$183,280 (+220.51%)
2025	$3,250.00	$81,690 Building $81,690	$57,183 Building $57,183
2024	$3,250.00 (-11.11%)
2023	$3,656.00 (+88.07%)	$81,690 (+100.61%) Building $81,690
2022	$1,944.00	$40,720 Building $40,720

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 38 Round Tree Dr, Unit 4 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Round Tree Dr, Unit 4 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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