38 Rose Ave, Harrison, NY 10528 Property Records

Westchester County and Harrison Town property record for 38 Rose Ave, Harrison, NY 10528

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,163 sqft · built 1909
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Nov 2013)
Tax Bill	$5,384 (2026)
Deeds & Mortgages	Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`552801 0032.-48`

Property Details

APN / Parcel Number

Primary APN	`552801 0032.-48`
Alternative APNs	`5528000000320000048` `000001510`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,163 sqft Living Area
1st Floor Area	548 sqft
2nd Floor Area	440 sqft
Upper Floors Area	440 sqft
Attic	Attic
Attic Area	175 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Porch	Slab
Porch Area	310 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	000001510
Street Address	38 ROSE AVE
City	HARRISON
State	NY
Zip	10528-4613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Subdivision	SEVENTH MAP OF FRANKLIN PARK
Legal Lot Number	48
Jurisdiction	WESTCHESTER NY
Township / Civil Division	HARRISON
Census Block Group	2
Census Block	2009
Census Tract	8404

Owner

Source: Westchester County and Harrison Town records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	38 ROSE AVE, HARRISON, NY 10528-4613
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2013 · Amount on Record
Deed Sale	Nov 18, 2013 · Amount on Record
Deed Document Number	2013532893373
Prior Transfer Date	Jun 11, 1997
Prior Transfer Doc	1175000187
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	38 ROSE AVE, HARRISON, NY 10528-4613
Document Number	0572763116
Book / Page	057276 / 003116
Instrument Date	Sep 25, 2017
Transaction Type	Mortgage
Record Updated	Nov 7, 2017
Title Company	REALTY RESOURCE SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 ROSE AVE HARRISON NY 105284613, HARRISON, NY 10528-4613

Mortgage

Document Number	0572763116
Date	Oct 3, 2017
Book Page	057276/003116

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2047

Tax Assessment & Valuation

Source: Westchester County and Harrison Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Harrison Town
Municipality	Harrison Village
Unified School District	Harrison Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,384.00 (-10.71%) Homeowner's exemption
2025	$6,030.00	$3,750 (-) Land $1,500 Building $2,250	$323,276 (-2.59%) Land $129,310 Building $193,966
2024	Homeowner's exemption	$3,750 (-) Land $750 Building $3,000	$331,859 (+3.54%) Land $66,372 Building $265,487
2023		$3,750 Land $750 Building $3,000	$320,513 Land $64,103 Building $256,410

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	52 (1978–2024)
Claims Outside the SFHA	11 of 52
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 11 claims Hurricane Irene, Aug 2011 · 8 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTCHESTER JOINT WATER WORKS serves 59,629 people · EPA ID NY5903435
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter currently in violation since Jun 1993 Haloacetic acids resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20