Cumberland County and Sebago Town property record for 38 Rocky Rd, Sebago, ME 04029
| Property Type | Single Family Home |
|---|---|
| Details | 1,456 sqft |
| Lot Size | 3.09 acres (134,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $238,300 (Sep 2019) |
| Tax Bill | $3,705 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Sep 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:003 L:012-C |
| Primary APN | M:003 L:012-C |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,456 sqft Living Area |
| Lot Area | 134,600 sqft (3.09 acres) |
|---|
| Account Number | 29 |
|---|---|
| Street Address | 38 ROCKY RD |
| City | SEBAGO |
| State | ME |
| Zip | 04029-3407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 12 |
| Jurisdiction | SEBAGO ME |
| Township / Civil Division | SEBAGO |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 16500 |
38 Rocky Rd is owned and occupied by two individuals who bought it in September 2019.
Source: Cumberland County and Sebago Town records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 ROCKY RD, SEBAGO, ME 04029-3407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 10, 2023 | Deed of Trust, Mortgage · Line of Credit BANGOR SAVINGS BANK |
| Sep 12, 2019 | Deed of Trust, Transfer · FHA Mortgage ORION LNDG |
| Jun 28, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 12, 2019 · Amount on File |
| Deed Sale | Sep 12, 2019 · Amount on File |
| Prior Sale | Jul 16, 2018 · Amount on File |
| Deed Document Number | 201945078 |
| Deed Book / Page | 35974 / 260 |
| Transfer Doc | 0349900231 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEBAGO ME |
| Property Address | 38 ROCKY RD, SEBAGO, ME 04029-3407 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0404100140 |
|---|---|
| Date | Oct 10, 2023 |
| Book Page | 40410/140 |
| Instrument | 36466 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEBAGO ME |
| Property Address | 38 ROCKY RD, SEBAGO, ME 04029-3407 |
| Document Number | 0359740264 |
| Instrument Date | Sep 12, 2019 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2019 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 38 ROCKY RD SEBAGO ME 040293407, SEBAGO, ME 04029-3407 |
| Document Number | 0359740264 |
|---|---|
| Date | Sep 12, 2019 |
| Book Page | 035974/000264 |
| Instrument | 45079 |
| Name | ORION LNDG |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 11, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SEBAGO ME |
| Recording Date | Jun 28, 2018 |
| Property Address | 38 ROCKY RD, SEBAGO, ME 04029-3407 |
| Document Number | 0349520257 |
| Book / Page | 034952 / 000257 |
| Instrument Date | Jun 13, 2018 |
| Instrument | 30681 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 60 PINELAND DR #312 NEW GLOUCESTER ME 042605126, 312, NEW GLOUCESTER, ME 04260-5126 |
The 2025 property tax bill for 38 Rocky Rd was $3,705.
Source: Cumberland County and Sebago Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Sebago Town |
| Unified School District | Sebago Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,705.00 | $249,665 Land $59,985 Building $189,680 |
| 2023 | $3,225.00 (+24.81%) | $248,465 (-) Land $59,985 Building $188,480 |
| 2022 | $2,584.00 | $248,465 Land $59,985 Building $188,480 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 38 Rocky Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2007) |
| Most Recent Claim | Apr 2007 · Severe Storms And Inland And Coastal Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 Rocky Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sebago Fiber & WiFi Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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