Lake County property record for 38 River St, Madison, OH 44057
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,732 sqft · built 1880 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $5,312 (2023) |
| Deeds & Mortgages | Dec 2021 Mortgage Oct 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-A-009-B-00-016-0 |
| Primary APN | 02-A-009-B-00-016-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,732 sqft Living Area |
| 1st Floor Area | 1,170 sqft |
| Family Room | Family Room |
| Fireplace | Fireplace |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Lot Area | 7,405 sqft (0.169 acres) |
| Lot Dimensions | 130 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 475 sqft |
| Deck Area | 77 sqft |
| Patio Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Account Number | D 86 |
|---|---|
| Street Address | 38 RIVER ST |
| City | MADISON |
| State | OH |
| Zip | 44057-3231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | LOT 45 TRACT 1 |
| Legal Subdivision | MADISON VILLAGE |
| Legal Tract | 1 |
| Legal Lot Number | 45 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | MADISON |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 206100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Town Center District listed 1980 · 14 contributing resources · NRIS 80004247 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Lake County records, as of April 25, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 26 RIVER ST, MADISON, OH 44057-3231 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Dec 10, 2021 | Deed of Trust, Mortgage · Commercial Mortgage KEY BANK NA |
| Oct 30, 2017 | Warranty Deed, Transfer ENTERPRISE TITLE AGENCY |
| Deed Names | Name on Deed |
|---|---|
| Prior Sale | Jan 4, 2000 · Amount on Record |
| Last Transfer Date | Oct 30, 2017 |
| Transfer Doc | 0000029545 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 38 RIVER ST, MADISON, OH 44057-3231 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Title Company | ENTERPRISE TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0000043426 |
|---|---|
| Date | Dec 10, 2021 |
| Instrument | 2021R043426 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 10, 2031 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Oct 30, 2017 |
| Property Address | 38 RIVER ST, MADISON, OH 44057-3231 |
| Document Number | 0000029545 |
| Instrument Date | Oct 30, 2017 |
| Instrument | 29545 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2017 |
| Title Company | ENTERPRISE TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $520.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 525 W MAIN ST MADISON OH 440573135, MADISON, OH 44057-3135 |
Source: Lake County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| County Subdivision | Madison Township |
| Municipality | Madison Village |
| Unified School District | Madison Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,312.00 (+75.84%) Homeowner's exemption | $51,600 (-) Land $5,140 Building $46,460 | |
| 2022 | $3,021.00 | $51,600 Land $5,140 Building $46,460 | |
| 2021 | $147,430 Land $14,690 Building $132,740 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 16 (1986–2023) |
| Claims Outside the SFHA | 4 of 16 |
| Most Recent Claim | Aug 2023 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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