Middlesex County and Lowell City property record for 38 River Rd, Lowell, MA 01852 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1970 |
| Square Footage | 1,650 sqft Living Area |
| Lot Size | 13,939 sqft (0.32 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $118,000 (1994) |
| Tax Bill | $6,390.00 (2025) |
Source: Middlesex County and Lowell City records · APN C15745
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 RIVER RD, LOWELL, MA 01852-1519 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 19, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance QUICKEN LOANS INC |
| Feb 26, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage QUICKEN LNS |
| Nov 25, 2017 | Deed of Trust, Mortgage · Veterans Administration Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 30, 1994 · Amount on Record |
| Deed Sale | Aug 30, 1994 · Amount on Record |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 38 RIVER RD, LOWELL, MA 01852-1519 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2021 |
| Name | Verified Name |
|---|
| Document Number | 309950 |
|---|---|
| Date | Mar 19, 2021 |
| Instrument | 309950 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 38 RIVER RD, LOWELL, MA 01852-1519 |
| Document Number | 0000304562 |
| Instrument Date | Feb 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 38 RIVER RD LOWELL MA 018521519, LOWELL, MA 01852-1519 |
| Document Number | 0000304562 |
|---|---|
| Date | Mar 20, 2020 |
| Instrument | 304562 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 19, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 38 RIVER RD, LOWELL, MA 01852-1519 |
| Document Number | 0000294543 |
| Instrument Date | Nov 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Document Number | 0000294543 |
|---|---|
| Date | Dec 13, 2017 |
| Instrument | 294543 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 12, 2037 |
Source: Middlesex County and Lowell City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,390.00 (+0.39%) | $556,600 (+4.15%) Land $260,300 Building $296,300 | $526,870 (+5.2%) |
| 2024 | $6,365.00 (+4.55%) | $534,400 (+9.02%) Land $243,400 Building $291,000 | $500,840 |
| 2023 | $6,088.00 | $490,200 Land $211,600 Building $278,600 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | C15745 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 9 Rooms |
| Building Area | 1,650 sqft Living Area |
| Gross Area | 2,086 sqft Gross Area |
| 1st Floor | 1,146 sqft 1st Floor |
| Basement Area | 920 sqft Basement |
| Unfinished Basement | 920 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Raised Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 13,939 sqft (0.32 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | C15745 |
|---|---|
| Street Address | 38 RIVER RD |
| City | LOWELL |
| State | MA |
| Zip | 01852-1519 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 4960 |
| Legal Lot Number | 38 |
| Jurisdiction | LOWELL MA |
| Minor Civil Division | LOWELL |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 312501 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures