38 Ritchie Rd, Binghamton, NY 13901 Property Records

Broome County and Fenton Town property record for 38 Ritchie Rd, Binghamton, NY 13901

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 864 sqft · built 1955
Lot Size0.159 acres (6,955 sqft)
OwnerIndividual Name on File
Last Sale$125,000 (May 2021)
Tax Bill$4,132 (2026)
Deeds & MortgagesMay 2021 Sale & Mortgage
Dec 2020 Mortgage
APN033200 112.10-2-11

Property Details

APN / Parcel Number

Primary APN033200 112.10-2-11
Alternative APNs
  • 320011201000020110000000
  • 32067322400

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area864 sqft Living Area
1st Floor Area864 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area6,955 sqft (0.159 acres)
Lot Dimensions107 ft deep x 65 ft wide
Garage TypeAttached
Garage Area280 sqft
Parking Spaces1 Parking Space
Canopy240 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number32067322400
Street Address38 RITCHIE RD
CityBINGHAMTON
StateNY
Zip13901-1558
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description007000000100B0240000
Legal SubdivisionSUBDIVISION #2 OF RITCHLEY PARK
Legal Block2
Legal Lot Number11.000
JurisdictionBROOME NY
Township / Civil DivisionFENTON
Census Block Group2
Census Block2001
Census Tract12201

Owner

38 Ritchie Rd is owned and occupied by an individual who bought it in May 2021.

Source: Broome County and Fenton Town records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address38 RITCHIE RD, BINGHAMTON, NY 13901-1558
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 19, 2021Deed, Transfer · Conventional Mortgage
AMERICAN FINANCIAL NETWORK INC
Dec 9, 2020Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 19, 2021 · Amount on File
Deed SaleMay 19, 2021 · Amount on File
Prior SaleJul 16, 2015 · Amount on File
Deed Document Number202113525
Deed Book / Page2652 / 584
Record UpdatedOct 29, 2026

May 2021: Deed, Transfer

Document TypeDeed
JurisdictionBROOME NY
Recording DateMay 19, 2021
Property Address38 RITCHIE RD, BINGHAMTON, NY 13901-1558
Document Number0026520584
Book / Page2652 / 584
Map ReferenceMB 12 PG 230
Instrument DateApr 16, 2021
Instrument202100013525
Transaction TypeTransfer
Record UpdatedJun 3, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$500.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address38 RITCHIE RD, 38, BINGHAMTON, NY 13901-1558

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 RITCHIE RD, BINGHAMTON, NY 13901-1558

Mortgage

Document Number202100013526
DateMay 19, 2021
Instrument202100013526
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBROOME NY
Property Address38 RITCHIE RD, BINGHAMTON, NY 13901-1558
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 RITCHIE RD, BINGHAMTON, NY 13901-1558

Mortgage

Document Number0039861323
DateDec 9, 2020
Book Page3986/1323
Instrument202000025479
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressRECTORTOWN, VA 20140
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term296 Months
DueAug 1, 2045

Tax Assessment & Valuation

The 2026 property tax bill for 38 Ritchie Rd was $4,132, down 0.2% from the year before.

Source: Broome County and Fenton Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyBroome County
County SubdivisionFenton Town
Unified School DistrictChenango Valley Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,132.00 (-0.17%)
2025$4,139.00 (-0.24%)$65,000 Land $32,100 Building $32,900$147,700 Land $72,941 Building $74,759
2024$4,149.00
2023$65,000 Land $32,100 Building $32,900$122,873 Land $60,680 Building $62,193

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 38 Ritchie Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Ritchie Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHILLCREST WD #1
serves 2,100 people · EPA ID NY0301667
Water SourceGroundwater
Last State InspectionSep 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting20
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Zeta Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20

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