Moore County property record for 38 Ridgeland St, Pinehurst, NC 28374
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,070 sqft · built 2018 |
| Lot Size | 0.804 acres (35,022 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $6,680 (2026) |
| Deeds & Mortgages | Feb 2019 Mortgage Oct 2021 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8564903028 |
| Primary APN | 8564903028 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,070 sqft Living Area |
| 1st Floor Area | 3,069 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Lot Area | 35,022 sqft (0.804 acres) |
| Heating System | Heat Pump |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 97034517 |
|---|---|
| Street Address | 38 RIDGELAND ST |
| City | PINEHURST |
| State | NC |
| Zip | 28374-4008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SOPIN |
| Legal Description | FOREST CREEK SEC 18 LOT 1819 R SOUTHERN PINES MUNI RIDGELAND |
| Legal Subdivision | FOREST CREEK GOLF COURSE DEVELOPMENT |
| Legal Lot Number | 1819 |
| Jurisdiction | MOORE NC |
| Township / Civil Division | 9, MINERAL SPRINGS |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 950604 |
38 Ridgeland St is owner-occupied and held in a trust since October 2021.
Source: Moore County records, as of August 13, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 38 RIDGELAND ST, PINEHURST, NC 28374-4008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 8, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING AND TRUST CO |
| Oct 8, 2021 | Intrafamily Transfer, Transfer |
| May 4, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS INC |
| May 4, 2020 | Intrafamily Transfer, Transfer |
| Feb 19, 2019 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 7, 2021 |
| Transfer Doc | 005720/111 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOORE NC |
| Property Address | 38 RIDGELAND ST, PINEHURST, NC 28374-4008 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 5086/467 |
|---|---|
| Date | Feb 8, 2019 |
| Book Page | 5086/467 |
| Instrument | 2019001572 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2034 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MOORE NC |
| Recording Date | Oct 8, 2021 |
| Property Address | 38 RIDGELAND ST, PINEHURST, NC 28374-4008 |
| Document Number | 005720/111 |
| Book / Page | 5720 / 111 |
| Map Reference | CAB 19 SL 103 |
| Instrument Date | Oct 7, 2021 |
| Instrument | 2021022397 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 38 RIDGELAND ST, PINEHURST, NC 28374-4008 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MOORE NC |
| Recording Date | May 4, 2020 |
| Property Address | 38 RIDGELAND ST, PINEHURST, NC 28374-4008 |
| Document Number | 5318/68 |
| Book / Page | 5318 / 68 |
| Map Reference | MB 14 PG 17 |
| Instrument Date | Apr 27, 2020 |
| Instrument | 2020007251 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 RIDGELAND ST, PINEHURST, NC 28374-4008 |
| Document Number | 2020007252 |
|---|---|
| Date | May 4, 2020 |
| Instrument | 2020007252 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2035 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MOORE NC |
| Recording Date | May 4, 2020 |
| Property Address | 38 RIDGELAND ST, PINEHURST, NC 28374-4008 |
| Document Number | 5318/572 |
| Book / Page | 5318 / 572 |
| Map Reference | MB 14 PG 17 |
| Instrument Date | Apr 27, 2020 |
| Instrument | 2020007322 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 38 RIDGELAND ST, PINEHURST, NC 28374-4008 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MOORE NC |
| Recording Date | Feb 19, 2019 |
| Property Address | 38 RIDGELAND ST, PINEHURST, NC 28374-4008 |
| Document Number | 5090/278 |
| Book / Page | 5090 / 278 |
| Map Reference | MB 14 PG 17 |
| Instrument Date | Dec 27, 2018 |
| Instrument | 2019001991 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 38 RIDGELAND ST, PINEHURST, NC 28374-4008 |
The 2026 property tax bill for 38 Ridgeland St was $6,680.
Source: Moore County assessment roll, as of August 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Moore County |
| Municipality | Southern Pines Town |
| Unified School District | Moore County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,680.00 | $1,073,190 (-) Land $418,000 Building $655,190 | |
| 2025 | $6,680.00 | $1,073,190 Land $418,000 Building $655,190 | |
| 2024 | $1,073,190 (-) Land $418,000 Building $655,190 | ||
| 2023 | $7,056.00 | $1,073,190 Land $418,000 Building $655,190 | $1,073,190 Land $418,000 Building $655,190 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 Ridgeland St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 Ridgeland St is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 68% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SOUTHERN PINES serves 24,102 people · EPA ID NC0363010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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