38 Ridge Rd, Walpole, MA 02081 Property Records

Norfolk County and Walpole Town property record for 38 Ridge Rd, Walpole, MA 02081

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,080 sqft · built 1978
Lot Size	0.937 acres (40,832 sqft)
Owner	2 Trust Names on Record
Last Sale	$936,000 (Dec 2023)
Tax Bill	$11,169 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2021 Refinance + 5 more
Flood Zone	Zone X (minimal risk)
APN	`B040417024`

Property Details

APN / Parcel Number

Primary APN	`B040417024`
Alternative APN	`WALP M:00011 B:00073 L:00000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,080 sqft Living Area
Gross Area	3,676 sqft
Basement Area	468 sqft
Unfinished Basement	468 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,832 sqft (0.937 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	B040417024
Street Address	38 RIDGE RD
City	WALPOLE
State	MA
Zip	02081-2129
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Subdivision	WALPOLE
Legal Block	73
Jurisdiction	WALPOLE MA
Township / Civil Division	WALPOLE
Census Block Group	1
Census Block	1021
Census Tract	411301

Owner

Source: Norfolk County and Walpole Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	38 RIDGE RD, WALPOLE, MA 02081-2129
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Sep 8, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jan 23, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Dec 14, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE
Jul 20, 2023	Quit Claim Deed, Transfer
Aug 5, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2023 · Amount on Record
Deed Sale	Dec 14, 2023 · Amount on Record
Prior Sale	Jul 20, 2023 · Amount on Record
Deed Book / Page	41558 / 157
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALPOLE MA
Property Address	38 RIDGE RD, WALPOLE, MA 02081-2129
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042685-432
Date	Oct 3, 2025
Book Page	42685/432
Instrument	70026

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	169 Months
Due	Nov 1, 2039

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALPOLE MA
Property Address	38 RIDGE RD, WALPOLE, MA 02081-2129
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039788-488
Date	Aug 30, 2021
Book Page	39788/488
Instrument	112259

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALPOLE MA
Property Address	38 RIDGE RD, WALPOLE, MA 02081-2129
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040800-522
Date	Sep 8, 2022
Book Page	40800/522
Instrument	79547

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALPOLE MA
Property Address	38 RIDGE RD, WALPOLE, MA 02081-2129
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042221-227
Date	Jan 23, 2025
Book Page	42221/227
Instrument	4720

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2040

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALPOLE MA
Recording Date	Dec 14, 2023
Property Address	38 RIDGE RD, WALPOLE, MA 02081-2129
Document Number	041558-157
Book / Page	41558 / 157
Instrument Date	Dec 14, 2023
Instrument	82614
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	38 RIDGE RD, WALPOLE, MA 02081-2129

Mortgage

Document Number	0000082615
Date	Dec 14, 2023
Instrument	82615

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALPOLE MA
Recording Date	Jul 20, 2023
Property Address	38 RIDGE RD, WALPOLE, MA 02081-2129
Document Number	041314-350
Book / Page	41314 / 350
Instrument Date	Jul 12, 2023
Instrument	46073
Transaction Type	Transfer
Record Updated	Aug 4, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 GROVER RD, ASHLAND, MA 01721-2512

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALPOLE MA
Recording Date	Aug 5, 2020
Property Address	38 RIDGE RD, WALPOLE, MA 02081-2129
Document Number	38181-174
Book / Page	038181 / 000174
Instrument Date	Aug 3, 2020
Instrument	78532
Transaction Type	Transfer
Record Updated	Aug 26, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 RIDGE RD WALPOLE MA 020812129, WALPOLE, MA 02081-2129

Tax Assessment & Valuation

Source: Norfolk County and Walpole Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Walpole Town
Unified School District	Walpole School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,169.00 (+1.5%)	$897,100 (+4.59%) Land $413,500 Building $483,600	$921,247 (-8.81%)
2025	$11,004.00 (+15.48%)	$857,700 (+18.99%) Land $412,800 Building $444,900	$1,010,230 (+15.69%)
2024	$9,529.00 (-3.86%)	$720,800 (+1.01%) Land $397,000 Building $323,800	$873,240
2023	$9,912.00	$713,600 Land $345,100 Building $368,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1991)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 1991 · Coastal Storm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALPOLE WATER DEPT serves 24,070 people · EPA ID MA4307000
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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