38 Rich St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 38 Rich St, Chicopee, MA 01020

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 2,263 sqft · built 1900
Lot Size0.277 acres (12,062 sqft)
OwnerIndividual Name on File
Last Sale$199,000 (Dec 2012)
Tax Bill$5,543 (2026)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN151-00034

Property Details

APN / Parcel Number

Primary APN151-00034
Alternative APN
  • CHIC M:0151 P:00034

Interior

Bedrooms2 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,263 sqft Living Area
Gross Area4,779 sqft
1st Floor Area1,388 sqft
AtticAttic
Attic Area700 sqft
Basement Area1,372 sqft
Unfinished Basement1,372 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,062 sqft (0.277 acres)
Garage TypeBasement
Parking Spaces1 Parking Space
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number151-00034
Street Address38 RICH ST
CityCHICOPEE
StateMA
Zip01020-3532
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code2
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group5
Census Block5002
Census Tract810700

Owner

38 Rich St is owned and occupied by an individual who bought it in December 2012.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address38 RICH ST, CHICOPEE, MA 01020-3532
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 3, 2012 · Amount on File
Deed SaleDec 3, 2012 · Amount on File
Prior SaleApr 19, 1991 · Amount on File
Deed Document Number20127
Deed Book / Page19573 / 28
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address38 RICH ST, CHICOPEE, MA 01020-3532
Transaction TypeMortgage
Record UpdatedDec 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number24135-592
DateSep 22, 2021
Book Page24135/592
Instrument66675
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 38 Rich St was $5,543, up 5.1% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,543.00 (+5.1%)$363,700 (+4.54%) Land $112,100 Building $251,600$395,550 (+9%)
2025$5,274.00 (+5.52%)$347,900 (+2.75%) Land $101,700 Building $246,200$362,900
2024$4,998.00 (+6.57%)$338,600 (+9.37%) Land $99,700 Building $238,900
2023$4,690.00$309,600 Land $90,600 Building $219,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Rich St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Rich St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people · EPA ID MA1061000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Crossroads Fiber
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 50

May also be available: T-Mobile.

Nearby Properties on Rich St

Nearby Streets

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