38 Regina Dr, Tracy, CA 95376 Property Records

San Joaquin County property record for 38 Regina Dr, Tracy, CA 95376

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,075 sqft · built 1991
Lot Size0.108 acres (4,700 sqft)
Owner2 Individual Names on Record
Tax Bill$2,892 (2026)
Deeds & MortgagesApr 2017 Mortgage
Sep 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN246-280-340-000

Property Details

APN / Parcel Number

Primary APN246-280-340-000
Alternative APN
  • 246-280-34

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,075 sqft Living Area
1st Floor Area1,075 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleL-Shape
Exterior MaterialStucco
Construction TypeWood
Roof MaterialConcrete
Lot Area4,700 sqft (0.108 acres)
Lot Dimensions100 ft deep x 47 ft wide
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Old Parcel Number246-280-34
Street Address38 REGINA DR
CityTRACY
StateCA
Zip95376-1345
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTRACT 2286 LOT 77
Legal SubdivisionVICTORIA PARK
Legal Tract2286
Legal Block2
Legal Lot Number77
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group2
Census Block2000
Census Tract5208

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address38 REGINA DR, TRACY, CA 95376-1345
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2017Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Sep 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
FREMONT BANK
Sep 24, 2020Deed of Trust, Mortgage · Line of Credit
FREMONT BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateNov 17, 2006
Transfer Doc0000248024
Record UpdatedOct 29, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address38 REGINA DR, TRACY, CA 95376-1345
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWFG NATL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000042010
DateApr 14, 2017
Instrument2017-042010
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2047

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address38 REGINA DR, TRACY, CA 95376-1345
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 REGINA DR, TRACY, CA 95376-1345

Mortgage

Document Number0000125696
DateSep 24, 2020
Instrument2020-125696
Lender
NameFREMONT BANK
TypeBank
AddressLIVERMORE, CA 94551
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address38 REGINA DR, TRACY, CA 95376-1345
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 REGINA DR, TRACY, CA 95376-1345

Mortgage

Document Number0000125727
DateSep 24, 2020
Instrument2020-125727
Lender
NameFREMONT BANK
TypeBank
AddressLIVERMORE, CA 94551
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 20, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,892.00 (+0.1%)
2025$2,889.00 (+9.89%)$230,848 (+4.04%) Land $106,063 Building $124,785
2023$2,629.00 (+2.14%)$221,887 Land $101,946 Building $119,941$482,580
2022$2,574.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Matrix Broadband
Fixed Wireless
600 / 120
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

Nearby Properties on Regina Dr

Nearby Streets

Search Property Records by Address or Parcel Number