38 Redgate Rd, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 38 Redgate Rd, Dracut, MA 01826

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,398 sqft · built 2005
Lot Size	0.917 acres (39,952 sqft)
Owner	2 Individual Names on Record
Last Sale	$408,800 (May 2005)
Tax Bill	$7,734 (2026)
Deeds & Mortgages	Mar 2019 Line of Credit Feb 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`DRAC M:23 B:11 L:14`

Property Details

APN / Parcel Number

Primary APN	`DRAC M:23 B:11 L:14`
Alternative APN	`M:0023 B:0011 L:0014`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,398 sqft Living Area
Gross Area	5,076 sqft
1st Floor Area	1,066 sqft
Basement Area	1,360 sqft
Unfinished Basement	1,066 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	39,952 sqft (0.917 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	38 REDGATE RD
City	DRACUT
State	MA
Zip	01826-1900
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	11
Legal Lot Number	14
Jurisdiction	DRACUT MA
Township / Civil Division	DRACUT
Census Block Group	3
Census Block	3006
Census Tract	314101

Owner

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38 REDGATE RD, DRACUT, MA 01826-1900
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2019	Deed of Trust, Mortgage · Line of Credit LEADER BK NA
Feb 25, 2017	Deed of Trust, Mortgage · Line of Credit SANTANDER BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2005 · Amount on Record
Deed Sale	May 2, 2005 · Amount on Record
Deed Book / Page	192 / 211
Record Updated	Oct 29, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	38 REDGATE RD, DRACUT, MA 01826-1900
Document Number	0000299879
Instrument Date	Mar 21, 2019
Transaction Type	Mortgage
Record Updated	Apr 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 REDGATE RD DRACUT MA 018261900, DRACUT, MA 01826-1900

Mortgage

Document Number	0000299879
Date	Mar 26, 2019
Instrument	299879

Lender

Name	LEADER BK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	38 REDGATE RD, DRACUT, MA 01826-1900
Document Number	0000290953
Instrument Date	Feb 25, 2017
Transaction Type	Mortgage
Record Updated	Apr 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000290953
Date	Mar 15, 2017
Instrument	290953

Lender

Name	SANTANDER BK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 14, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dracut Town
Unified School District	Dracut School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,734.00 (+1.99%)	$799,800 (+6.74%) Land $274,200 Building $525,600	$672,505 (-)
2025	$7,583.00 (+3.31%)	$749,300 (+6.68%) Land $251,500 Building $497,800	$672,505 (+4.8%)
2024	$7,340.00 (+1.68%)	$702,400 (+12.67%) Land $239,700 Building $462,700	$641,725
2023	$7,219.00	$623,400 Land $208,500 Building $414,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DRACUT WATER SUPPLY DISTRICT serves 25,808 people · EPA ID MA3079000
Water Source	Purchased surface water from LOWELL REGIONAL WATER UTILITY
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Astound Broadband.

Cell Coverage

5G and 4G LTE (outdoors only)

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