38 Rain Drop Ln, Tuscumbia, MO 65082 Property Records

Miller County property record for 38 Rain Drop Ln, Tuscumbia, MO 65082

Property Summary

Property Type	Mobile Home
Details	1,064 sqft · built 1980
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$162,925 (Jun 2022)
Tax Bill	$266 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Jun 2022 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`22691`

Property Details

APN / Parcel Number

Primary APN	`22691`
Alternative APN	`119030000000001007`

Interior

Building Area	1,064 sqft Living Area
1st Floor Area	1,064 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Mobile Home
Lot Area	12,197 sqft (0.28 acres)

Location & Zoning

Account Number	22691
Street Address	38 RAIN DROP LN
City	TUSCUMBIA
State	MO
Zip	65082-2385
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	TRACT NE4 NE4 (BROCKMAN SPRINGS)
Legal Range	14W
Legal Township	40N
Legal Section	30
Jurisdiction	MILLER MO
Township / Civil Division	EQUALITY
Census Block Group	1
Census Block	1094
Census Tract	962802

Owner

Source: Miller County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	948 WINDSOR ST, JEFFERSON CITY, MO 65109-1844
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2023	Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK
Jun 15, 2022	Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK
Oct 16, 2019	Warranty Deed, Transfer FIRST TITLE INSURANCE AGENCY INC, FIRST TITLE INS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2022 · Amount on Record
Deed Sale	Jun 15, 2022 · Amount on Record
Prior Sale	Oct 16, 2019
Deed Document Number	20222891
Deed Book / Page	2022 / 2891
Last Transfer Date	Jun 17, 2022
Transfer Doc	0000002959
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLER MO
Recording Date	Dec 8, 2023
Property Address	38 RAIN DROP LN, TUSCUMBIA, MO 65082-2385
Document Number	02023/4922
Book / Page	2023 / 4922
Instrument Date	Dec 6, 2023
Instrument	202304922
Transaction Type	Transfer
Record Updated	Jan 22, 2024
Title Company	LAWYERS LAND TITLE/LAKE OZARK, LAWYERS LAND TTL OF LAKE OZA

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	948 WINDSOR ST, JEFFERSON CITY, MO 65109-1844

Mortgage

Document Number	0202304924
Date	Dec 8, 2023
Instrument	202304924

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	8.87%
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	13.8%
Index	1-Year T-Bill
Margin	3
Max Rate	13.8%

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLER MO
Recording Date	Jun 15, 2022
Property Address	38 RAIN DROP LN, TUSCUMBIA, MO 65082-2385
Document Number	02022/2891
Book / Page	2022 / 2891
Map Reference	DOC 2005-5862
Instrument Date	Jun 15, 2022
Instrument	202202891
Transaction Type	Transfer
Record Updated	Jan 2, 2024
Title Company	LAWYERS LAND TITLE/LAKE OZARK, LAWYERS LAND TTL OF LAKE OZA

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8020 EAST EASTER AVENUE, FOXFIELD, CO 80016

Mortgage

Document Number	0202202892
Date	Jun 15, 2022
Instrument	202202892

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Jul 1, 2027
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.75%
Index	1-Year CMT
Margin	3
Max Rate	9.75%

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLER MO
Recording Date	Oct 16, 2019
Property Address	38 RAIN DROP LN, TUSCUMBIA, MO 65082-2385
Document Number	02019/4359
Book / Page	2019 / 4359
Instrument Date	Oct 8, 2019
Instrument	201904359
Transaction Type	Transfer
Record Updated	Jan 2, 2024
Title Company	FIRST TITLE INSURANCE AGENCY INC, FIRST TITLE INS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 RAIN DROP LN, TUSCUMBIA, MO 65082-2385

Tax Assessment & Valuation

Source: Miller County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Miller County
Unified School District	Miller County R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,480 (-) Land $1,200 Building $3,280	$23,580 (-) Land $6,320 Building $17,260
2025	$266.00	$4,480 (+1.82%) Land $1,200 Building $3,280	$23,580 (+1.77%) Land $6,320 Building $17,260
2023		$4,400 Land $1,090 Building $3,310	$23,170 Land $5,750 Building $17,420

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 72% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wave Internet Technologies Fixed Wireless	100 / 100

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Rain Drop Ln

Nearby Streets

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