Sangamon County property record for 38 Providence Ln, Springfield, IL 62711
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.447 acres (19,501 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,450 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-01.0-102-014 |
| Primary APN | 21-01.0-102-014 |
|---|---|
| Alternative APN |
|
| Lot Area | 19,501 sqft (0.447 acres) |
|---|
| Account Number | 21010102014 |
|---|---|
| Street Address | 38 PROVIDENCE LN |
| City | SPRINGFIELD |
| State | IL |
| Zip | 62711-8021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | S60' L 10 & N40' L 11 SIMS WESTERN ACRES |
| Legal Subdivision | SIMS WESTERN ACRES 5TH |
| Jurisdiction | SANGAMON IL |
| Township / Civil Division | CURRAN |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 3604 |
38 Providence Ln is owned and occupied by an individual who acquired it in January 2015.
Source: Sangamon County records, as of June 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 38 PROVIDENCE LN, SPRINGFIELD, IL 62711-8021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK |
| Aug 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 23, 2015 |
| Deed Sale | Jan 23, 2015 |
| Prior Sale | Jan 23, 2014 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANGAMON IL |
| Property Address | 38 PROVIDENCE LN, SPRINGFIELD, IL 62711-8021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020R27178 |
|---|---|
| Date | Oct 1, 2020 |
| Instrument | 2020R27178 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 4, 2029 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANGAMON IL |
| Property Address | 38 PROVIDENCE LN, SPRINGFIELD, IL 62711-8021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INVESTORS TITLE |
| Name | Verified Name |
|---|
| Document Number | 2020R20408 |
|---|---|
| Date | Aug 6, 2020 |
| Instrument | 2020R20408 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 38 Providence Ln was $4,450 with a homeowner's exemption.
Source: Sangamon County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Sangamon County |
| County Subdivision | Curran Township |
| Unified School District | Springfield School District 186 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,450.00 | $63,852 Land $15,063 Building $48,789 | $191,556 Land $45,189 Building $146,367 |
| 2022 | $3,734.00 Homeowner's exemption | $49,333 Land $11,638 Building $37,695 | $147,999 Land $34,914 Building $113,085 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 Providence Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 Providence Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD serves 117,444 people · EPA ID IL1671200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Rise Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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