38 Prospect St, Acton, MA 01720 Property Records

Middlesex County and Acton Town property record for 38 Prospect St, Acton, MA 01720 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1955
Square Footage	1,031 sqft Living Area
Lot Size	28,140 sqft (0.646 acres)
Occupancy	Owner Occupied
Last Sale	$120,000 (1993)
Tax Bill	$7,995.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`ACTO M:00G2A B:0006 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	5 Rooms
Building Area	1,031 sqft Living Area
Gross Area	2,214 sqft Gross Area
Stories	1 Stories

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch Style
Exterior Material	Wood Siding Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	28,140 sqft (0.646 acres)

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Street Address	38 PROSPECT ST
City	ACTON
State	MA
Zip	01720-3621
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	6
Jurisdiction	ACTON MA
Minor Civil Division	ACTON
Census Blockgroup	2
Census Block	2003
Census Tract	363202

Owner

Source: Middlesex County and Acton Town records · APN ACTO M:00G2A B:0006 L:0000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	38 PROSPECT ST, ACTON, MA 01720-3621
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 15, 1993 · Amount on Record
Deed Sale	Jan 15, 1993 · Amount on Record
Record Refreshed	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	38 PROSPECT ST, ACTON, MA 01720-3621
Transaction Type	Mortgage
Record Updated	Jun 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	081586-117
Date	May 30, 2023
Book Page	81586/117
Instrument	55857

Lender

Name	MIDDLESEX SAVINGS BANK
Type	Bank

Agreement

Type	Second Mortgage to Cover Down Payment
Amount	Amount Recorded
Term	241 Months
Due	Jun 01, 2043

Tax Assessment & Valuation

Source: Middlesex County and Acton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Acton Town
Unified School District	Acton-Boxborough Regional School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,995.00 (+4.82%)	$466,200 (+1.9%) Land $279,100 Building $187,100	$649,420 (+5.54%)
2024	$7,627.00 (+4.71%)	$457,500 (+10.29%) Land $279,100 Building $178,400	$615,315
2023	$7,284.00	$414,800 Land $253,800 Building $161,000

Flood & Wildfire

38 Prospect St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Middlesex County (25017C), updated September 10, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.