38 Prospect Ave, Edison, NJ 08817 Property Records

Middlesex County and Edison Township property record for 38 Prospect Ave, Edison, NJ 08817

Property Summary

Property Type	Single Family Home
Details	1,200 sqft · built 1952
Lot Size	0.152 acres (6,608 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Feb 2015)
Tax Bill	$7,516 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05 00161-H-00017`

Property Details

APN / Parcel Number

Primary APN	`05 00161-H-00017`
Alternative APNs	`05-00161-08-00017` `0500161000H00017` `00005233`

Interior

Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Construction Type	Frame
Lot Area	6,608 sqft (0.152 acres)
Lot Dimensions	112 ft deep x 59 ft wide

Location & Zoning

Street Address	38 PROSPECT AVE
City	EDISON
State	NJ
Zip	08817-3756
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	59X112
Legal Subdivision	PAISLEY HOMES SEC 02
Legal Block	161.8
Legal Lot Number	17
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	1
Census Block	1004
Census Tract	1702

Owner

38 Prospect Ave is owned and occupied by an individual who acquired it in February 2016.

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	38 PROSPECT AVE, EDISON, NJ 08817-3756
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FEDERAL MORTGAGE CORP
Apr 7, 2017	Deed of Trust, Mortgage · Conventional with PMI AMERICAN FIN'L RSRCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2015 · Amount on File
Deed Sale	Feb 20, 2015 · Amount on File
Prior Sale	Oct 26, 2006 · Amount on File
Deed Document Number	2015153
Deed Book / Page	6663 / 477
Last Transfer Date	Feb 12, 2016
Transfer Doc	0003210060
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	38 PROSPECT AVE, EDISON, NJ 08817-3756
Transaction Type	Mortgage
Record Updated	Oct 11, 2022
Title Company	ALLIED TITLE LLC SUITE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000115453
Date	Sep 13, 2021
Book Page	18621/1211
Instrument	2021115453

Lender

Name	AMERICAN FEDERAL MORTGAGE CORP
Type	Mortgage Company
Address	CHESTER, NJ 07930

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	38 PROSPECT AVE, EDISON, NJ 08817-3756
Document Number	0000010188
Instrument Date	Apr 7, 2017
Transaction Type	Mortgage
Record Updated	Apr 27, 2018
Title Company	KENWORTH TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 PROSPECT AVE EDISON NJ 088173756, EDISON, NJ 08817-3756

Mortgage

Document Number	0000010188
Date	Apr 19, 2017
Book Page	016746/000179
Instrument	10188

Lender

Name	AMERICAN FIN'L RSRCS
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 18, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 38 Prospect Ave was $7,516.

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,300 (-) Land $80,700 Building $45,600	$126,300 (-) Land $80,700 Building $45,600
2025	$7,516.00 (-0.04%)	$126,300 Land $80,700 Building $45,600	$126,300 Land $80,700 Building $45,600
2024	$7,519.00
2023		$126,300 Land $80,700 Building $45,600	$126,300 Land $80,700 Building $45,600
2022	$7,480.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Prospect Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Prospect Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDISON WATER CO serves 35,000 people · EPA ID NJ1205001
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	E. coli resolved · Oct 2020 Treatment failure resolved · Dec 2016
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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