38 Potomac Dr, Basking Ridge, NJ 07920 Property Records

Somerset County and Bernards Township property record for 38 Potomac Dr, Basking Ridge, NJ 07920

Property Summary

Property Type	Single Family Home
Details	1,050 sqft · built 1994
Lot Size	0.012 acres (534 sqft)
Owner	2 Individual Names on File
Last Sale	$269,000 (Aug 2019)
Tax Bill	$7,083 (2025)
Deeds & Mortgages	May 2018 Line of Credit Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-08701-0000-00019-0000-CONDO`

Property Details

APN / Parcel Number

Primary APN	`02-08701-0000-00019-0000-CONDO`
Alternative APNs	`020018201004740000CONDO` `0208701000000019CONDO`

Interior

Building Area	1,050 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Condo/Apartment
Lot Area	534 sqft (0.012 acres)

Location & Zoning

Old Parcel Number	020018201004740000CONDO
Street Address	38 POTOMAC DR
City	BASKING RIDGE
State	NJ
Zip	07920-3190
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	ADDITIONAL LOTS: L 19.01 C-GAR
Legal Subdivision	MADISON VILLAGE BLDG 65
Legal Block	8701
Legal Lot Number	19
Jurisdiction	SOMERSET NJ
Township / Civil Division	BERNARDS
Census Block Group	3
Census Block	3003
Census Tract	52603

Owner

38 Potomac Dr is owned and occupied by two individuals who bought it in August 2019.

Source: Somerset County and Bernards Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	38 POTOMAC DR, BASKING RIDGE, NJ 07920-3190
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Aug 13, 2019	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2019 · Amount on File
Deed Sale	Aug 13, 2019 · Amount on File
Prior Sale	Jan 5, 1999 · Amount on File
Deed Document Number	201929469
Deed Book / Page	7141 / 1696
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	38 POTOMAC DR, BASKING RIDGE, NJ 07920-3190
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019337
Date	May 29, 2018
Book Page	7045/2291
Instrument	2018019337

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 12, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Aug 13, 2019
Property Address	38 POTOMAC DR, BASKING RIDGE, NJ 07920-3190
Document Number	0000029469
Book / Page	7141 / 1696
Instrument Date	Jul 10, 2019
Instrument	2019029469
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	A ABSOLUTE SETTLEMENT CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$447.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	38 POTOMAC DR, 38, BASKING RIDGE, NJ 07920-3190

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 POTOMAC DR, BASKING RIDGE, NJ 07920-3190

Mortgage

Document Number	0000029470
Date	Aug 13, 2019
Instrument	2019029470

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 38 Potomac Dr was $7,083, up 8.3% from the year before.

Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bernards Township
Unified School District	Bernards Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$427,800 (+1.95%) Land $140,000 Building $287,800	$427,800 (+1.95%) Land $140,000 Building $287,800
2025	$7,083.00 (+8.32%)	$419,600 Land $140,000 Building $279,600	$419,600 Land $140,000 Building $279,600
2024	$6,539.00
2023		$327,800 Land $124,000 Building $203,800	$327,800 Land $124,000 Building $203,800
2022	$6,037.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Potomac Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Potomac Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: Verizon.

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