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38 Post Tree Ln, Palm Coast, FL 32164 Property Records

Flagler County property record for 38 Post Tree Ln, Palm Coast, FL 32164

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,343 sqft · built 2022
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on Record
Last Sale$26,000 (Oct 2020)
Tax Bill$5,753 (2025)
Deeds & MortgagesFeb 2023 Mortgage
May 2021 Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN07-11-31-7028-00600-0350

Property Details

APN / Parcel Number

Primary APN07-11-31-7028-00600-0350

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,343 sqft Heated Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address38 POST TREE LN
CityPALM COAST
StateFL
Zip32164-6719
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPALM COAST SECTION 28 BLOCK 00060 LOT 0035 SUBDIVISION COMPLETION YEAR 1980 OR 178 PG 651 OR 198 PG 508 OR 198/506-DC
Legal Range31E
Legal Township11S
Legal Section07
Legal SubdivisionPALM COAST
Legal Block60
Legal Lot Number35
JurisdictionFLAGLER FL
Township / Civil DivisionBUNNELL
Census Block Group2
Census Block2019
Census Tract60213

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address38 POST TREE LN, PALM COAST, FL 32164-6719
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 1, 2023Deed of Trust, Mortgage · Conventional Mortgage
AMERIS BANK
May 24, 2021Deed of Trust, Mortgage · Construction Mortgage
AMERIS BANK
Oct 15, 2020Warranty Deed, Transfer
FLAGLER COUNTY ABSTRACT

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 15, 2020 · Amount on Record
Deed SaleOct 15, 2020 · Amount on Record
Deed Document Number2020041750
Deed Book / Page2485 / 1625
Record UpdatedJun 8, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address38 POST TREE LN, PALM COAST, FL 32164-6719
Transaction TypeMortgage
Record UpdatedApr 29, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 POST TREE LN, PALM COAST, FL 32164-6719

Mortgage

Document Number0027540143
DateFeb 1, 2023
Book Page2754/143
Instrument2023004093
Lender
NameAMERIS BANK
TypeBank
AddressMARIETTA, GA 30067
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2053

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address38 POST TREE LN, PALM COAST, FL 32164-6719
Transaction TypeMortgage
Record UpdatedApr 29, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 MILANO DR, POUGHKEEPSIE, NY 12603-6101

Mortgage

Document Number0025651252
DateMay 24, 2021
Book Page2565/1252
Instrument2021028419
Lender
NameAMERIS BANK
TypeBank
AddressMARIETTA, GA 30067
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term372 Months
DueMay 1, 2052

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateOct 15, 2020
Property Address38 POST TREE LN, PALM COAST, FL 32164-6719
Document Number0024851625
Book / Page002485 / 001625
Instrument DateOct 5, 2020
Instrument41750
Transaction TypeTransfer
Record UpdatedOct 30, 2020
Title CompanyFLAGLER COUNTY ABSTRACT

Transaction

AmountAmount Recorded
Tax$182.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 MILANO DR POUGHKEEPSIE NY 126036101, POUGHKEEPSIE, NY 12603-6101

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityPalm Coast City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,753.00 (-1.02%) Homeowner's exemption$359,747 (+0.93%) Land $53,500 Building $306,247$359,747 (+0.93%) Land $53,500 Building $306,247
2023$5,812.00 (+982.31%) Homeowner's exemption$356,415 (+719.34%) Land $44,000 Building $312,415$356,415 (+719.34%) Land $44,000 Building $312,415
2022$537.00$43,500 Land $43,500$43,500 Land $43,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 60 policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies60 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 77% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM COAST UTILITY
private · serves 112,324 people · EPA ID FL2180863
Water SourceGroundwater
Last State InspectionDec 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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