38 Pleasant St, Saco, ME 04072 Property Records

York County and Saco City property record for 38 Pleasant St, Saco, ME 04072

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,262 sqft · built 1870
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on Record
Last Sale	$455,000 (Jun 2023)
Tax Bill	$4,491 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Dec 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`O0009R`

Property Details

APN / Parcel Number

Primary APN	`O0009R`
Alternative APNs	`SACO M:038 L:061 U:000-000` `M:038 L:061 U:000=000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,262 sqft Living Area
Gross Area	4,204 sqft
1st Floor Area	981 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,485 sqft (0.08 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	O0009R
Street Address	38 PLEASANT ST
City	SACO
State	ME
Zip	04072-2739
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	D
Legal Lot Number	61
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	3
Census Block	3015
Census Tract	5301

Owner

Source: York County and Saco City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	38 PLEASANT ST, SACO, ME 04072-2739
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2023	Warranty Deed, Transfer · FHA Mortgage NORCOM MORTGAGE
Dec 1, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ANDROSCOGGIN BANK
Jul 15, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK
May 16, 2017	Warranty Deed, Transfer · FHA Mortgage FRANKLIN AMER MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2023 · Amount on Record
Deed Sale	Jun 8, 2023 · Amount on Record
Prior Sale	May 16, 2017 · Amount on Record
Deed Document Number	202315544
Deed Book / Page	19251 / 822
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Jun 8, 2023
Property Address	38 PLEASANT ST, SACO, ME 04072-2739
Document Number	0192510822
Book / Page	19251 / 822
Instrument Date	Jun 7, 2023
Instrument	2023015544
Transaction Type	Transfer
Record Updated	Jun 26, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 CHARLES ST, DOVER, NH 03820-4529
Investor	Possibly a Property Investor

Mortgage

Document Number	2023015545
Date	Jun 8, 2023
Instrument	2023015545

Lender

Name	NORCOM MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	38 PLEASANT ST, SACO, ME 04072-2739
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0184710401
Date	Dec 1, 2020
Book Page	18471/401
Instrument	2020061803

Lender

Name	ANDROSCOGGIN BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	38 PLEASANT ST, SACO, ME 04072-2739
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0179950275
Date	Jul 15, 2019
Book Page	17995/275
Instrument	2019026969

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	157 Months
Due	Aug 1, 2032

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	May 16, 2017
Property Address	38 PLEASANT ST, SACO, ME 04072-2739
Document Number	0174720894
Book / Page	17472 / 0894
Instrument	2017018128
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017018129
Date	May 16, 2017
Instrument	2017018129

Lender

Name	FRANKLIN AMER MTG

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 16, 2047

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,491.00 (+0.99%)	$316,300 (-0.06%) Land $114,400 Building $201,900
2024	$4,447.00 (+11.29%)	$316,500 (+45.18%) Land $114,400 Building $202,100
2022	$3,996.00	$218,000 Land $87,200 Building $130,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GoNetspeed.

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