38 Plaza Grande Ave, Ormond Beach, FL 32174 Property Records

Volusia County property record for 38 Plaza Grande Ave, Ormond Beach, FL 32174

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 3,296 sqft · built 1987
Lot Size	0.372 acres (16,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Mar 2018)
Tax Bill	$6,138 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4242-20-21-0020`

Property Details

APN / Parcel Number

Primary APN	`4242-20-21-0020`
Alternative APNs	`32144220210020` `4875409.0` `4875409`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,296 sqft Living Area
1st Floor Area	2,322 sqft
2nd Floor Area	960 sqft
Upper Floors Area	974 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1991
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Tile
Lot Area	16,240 sqft (0.372 acres)
Lot Dimensions	145 ft deep x 112 ft wide
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Porch
Porch Area	456 sqft
Patio Area	456 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	4875409.0
Old Parcel Number	32144220210020
Street Address	38 PLAZA GRANDE AVE
City	ORMOND BEACH
State	FL
Zip	32174-7620
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLK 21 RIO VISTA MB 6 PG 25 PER OR 5123 PG 4227 PER OR 6154 PG 3073 PER OR 7522 PG 2550
Legal Range	32E
Legal Township	14S
Legal Section	42
Legal Subdivision	RIO VISTA
Legal Tract	20
Legal Block	21
Legal Lot Number	2
Jurisdiction	VOLUSIA FL
Township / Civil Division	ORMOND BEACH
Census Block Group	1
Census Block	1002
Census Tract	80600

Owner

Source: Volusia County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38 PLAZA GRANDE AVE, ORMOND BEACH, FL 32174-7620
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Sep 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Mar 21, 2018	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2018 · Amount on Record
Deed Sale	Mar 21, 2018 · Amount on Record
Prior Sale	Nov 14, 2007 · Amount on Record
Deed Document Number	2018-057629
Deed Book / Page	7522 / 2550
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	38 PLAZA GRANDE AVE, ORMOND BEACH, FL 32174-7620
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 PLAZA GRANDE AVE, ORMOND BEACH, FL 32174-7620

Mortgage

Document Number	0079554822
Date	Dec 11, 2020
Book Page	7955/4822
Instrument	2020-240711

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	38 PLAZA GRANDE AVE, ORMOND BEACH, FL 32174-7620
Document Number	0077583189
Instrument Date	Sep 24, 2019
Transaction Type	Mortgage
Record Updated	Oct 24, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	38 PLAZA GRANDE AVE ORMOND BEACH FL 321747620, ORMOND BEACH, FL 32174-7620

Mortgage

Document Number	0077583189
Date	Oct 11, 2019
Book Page	007758/003189
Instrument	199482

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 10, 2024

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Mar 21, 2018
Property Address	38 PLAZA GRANDE AVE, ORMOND BEACH, FL 32174-7620
Document Number	0075222550
Book / Page	007522 / 002550
Instrument Date	Mar 20, 2018
Instrument	57629
Transaction Type	Transfer
Record Updated	Apr 13, 2018
Title Company	REALTY PRO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,520.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	38 PLAZA GRANDE AVE ORMOND BEACH FL 321747620, ORMOND BEACH, FL 32174-7620

Mortgage

Document Number	75222552
Date	Mar 21, 2018
Book Page	007522/002552
Instrument	57630

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 20, 2033

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Ormond Beach City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,138.00 (+16.01%) Homeowner's exemption	$387,698 (+5.99%)	$590,729 (+9.72%) Land $65,587 Building $525,142
2023	$5,291.00 (+3%) Homeowner's exemption	$365,799 (+3%)	$538,413 (+10.39%) Land $51,072 Building $487,341
2022	$5,137.00 Homeowner's exemption	$355,145	$487,746 Land $51,072 Building $436,674

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 65 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	65 in force
Nearby Flood Claims	70 (1991–2024)
Claims Outside the SFHA	46 of 70
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Hurricane Nicole, Nov 2022 · 10 claims Hurricane Irma, Sep 2017 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORMOND BEACH serves 59,744 people · EPA ID FL3640963
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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