38 Plain St, Middleborough, MA 02346 Property Records

Plymouth County and Middleborough Town property record for 38 Plain St, Middleborough, MA 02346

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 3,258 sqft · built 1997
Lot Size	1.83 acres (80,100 sqft)
Owner	2 Individual Names on File
Last Sale	$135,120 (May 1997)
Tax Bill	$8,588 (2026)
Deeds & Mortgages	Feb 2020 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-3016`

Property Details

APN / Parcel Number

Primary APN	`22-3016`
Alternative APN	`MIDD M:00022 L:3016 U:0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,258 sqft Living Area
Gross Area	4,858 sqft
Basement Area	1,536 sqft
Unfinished Basement	1,536 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	80,100 sqft (1.83 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	22-3016
Street Address	38 PLAIN ST
City	MIDDLEBORO
State	MA
Zip	02346-1302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Lot Number	3016
Jurisdiction	MIDDLEBORO MA
Township / Civil Division	MIDDLEBOROUGH
Census Block Group	2
Census Block	2004
Census Tract	542200

Owner

38 Plain St is owned and occupied by two individuals who bought it in May 1997.

Source: Plymouth County and Middleborough Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	38 PLAIN ST, MIDDLEBORO, MA 02346-1302
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2020	Deed of Trust, Mortgage · Balloon Mortgage HARBORONE BANK
Sep 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE NTWK
Feb 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE NTWK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 1997 · Amount on File
Deed Sale	May 22, 1997 · Amount on File
Prior Sale	May 22, 1997 · Amount on File
Deed Book / Page	15191 / 327
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLEBORO MA
Property Address	38 PLAIN ST, MIDDLEBORO, MA 02346-1302
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	52391-142
Date	Feb 26, 2020
Book Page	52391/142
Instrument	16287

Lender

Name	HARBORONE BANK

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	301 Months
Due	Mar 1, 2045

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLEBORO MA
Property Address	38 PLAIN ST, MIDDLEBORO, MA 02346-1302
Document Number	51703-311
Instrument Date	Sep 23, 2019
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	38 PLAIN ST MIDDLEBORO MA 023461302, MIDDLEBORO, MA 02346-1302

Mortgage

Document Number	51703-311
Date	Sep 27, 2019
Book Page	051703/000311
Instrument	80600

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 26, 2049

Interest

Rate Type	Adjustable Rate

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLEBORO MA
Property Address	38 PLAIN ST, MIDDLEBORO, MA 02346-1302
Document Number	50824-100
Instrument Date	Feb 14, 2019
Transaction Type	Mortgage
Record Updated	Mar 12, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 PLAIN ST MIDDLEBORO MA 023461302, MIDDLEBORO, MA 02346-1302

Mortgage

Document Number	50824-100
Date	Feb 20, 2019
Book Page	050824/000100
Instrument	11656

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 19, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 38 Plain St was $8,588, up 1.4% from the year before.

Source: Plymouth County and Middleborough Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Plymouth County
County Subdivision	Middleborough Town
Unified School District	Middleborough School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,588.00 (+1.37%)	$654,600 (+3.61%) Land $189,800 Building $464,800	$733,424 (+35.75%)
2025	$8,472.00 (+4.63%)	$631,800 (+5.65%) Land $172,200 Building $459,600	$540,265
2024	$8,097.00 (+3.2%)	$598,000 (+8.53%) Land $164,200 Building $433,800
2023	$7,846.00	$551,000 Land $164,200 Building $386,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Plain St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Plain St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLEBOROUGH WATER SUPPLY serves 15,350 people · EPA ID MA4182000
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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