38 Pinesbridge Rd, Ossining, NY 10562 Property Records

Westchester County and New Castle Town property record for 38 Pinesbridge Rd, Ossining, NY 10562

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,957 sqft · built 1965
Lot Size2.3 acres (100,188 sqft)
Owner2 Individual Names on Record
Last Sale$545,000 (Jan 2020)
Tax Bill$19,769 (2026)
Deeds & MortgagesSep 2020 Mortgage
Jun 2020 Loan Modification
+ 1 more
Flood ZoneZone X (moderate risk)
APN553600 91.6-1-24

Property Details

APN / Parcel Number

Primary APN553600 91.6-1-24
Alternative APNs
  • 360009100600010240000000
  • 2781000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,957 sqft Living Area
1st Floor Area969 sqft
2nd Floor Area988 sqft
Basement Area824 sqft
Finished Basement824 sqft
Unfinished Basement824 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleColonial
Exterior MaterialWood
Lot Area100,188 sqft (2.3 acres)
Garage TypeAttached
Garage Area1,136 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area466 sqft
Patio Area90 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelOil
Water SourceCommercial

Location & Zoning

Account Number2781000
Street Address38 PINESBRIDGE RD
CityOSSINING
StateNY
Zip10562-2115
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2A
Legal SubdivisionSECTION 2 SUBDIVISION OF LEABROOK ACRES
Legal Block1
Legal Lot Number24.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionNEW CASTLE
Census Block Group2
Census Block2038
Census Tract13103

Owner

Source: Westchester County and New Castle Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address38 PINESBRIDGE RD, OSSINING, NY 10562-2115
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 3, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Jun 22, 2020Loan Modification, Mortgage · Conventional with PMI
BANK OF AMERICA
Jan 29, 2020Grant Deed, Transfer · Conventional with PMI
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 29, 2020 · Amount on Record
Deed SaleJan 29, 2020 · Amount on Record
Prior SaleFeb 16, 2010 · Amount on Record
Deed Document Number2020600283320
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address38 PINESBRIDGE RD, OSSINING, NY 10562-2115
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyEQUITY SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0602463746
DateSep 3, 2020
Instrument602463746
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueJul 1, 2050

June 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWESTCHESTER NY
Property Address38 PINESBRIDGE RD, OSSINING, NY 10562-2115
Document Number0602463747
Instrument DateJun 22, 2020
Transaction TypeMortgage
Record UpdatedSep 18, 2020
Title CompanyEQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address38 PINESBRIDGE RD OSSINING NY 105622115, OSSINING, NY 10562-2115

Mortgage

Document Number0602463747
DateSep 3, 2020
Book Page060246/003747
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 2, 2050
Interest
Rate TypeFixed Rate
Rate3.5%

January 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWESTCHESTER NY
Recording DateJan 29, 2020
Property Address38 PINESBRIDGE RD, OSSINING, NY 10562-2115
Document Number0600283320
Book / Page060028 / 003320
Instrument DateJan 16, 2020
Transaction TypeTransfer
Record UpdatedFeb 24, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,180.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address165 HARDING AVE #1B WHITE PLAINS NY 106061714, 1B, WHITE PLAINS, NY 10606-1714

Mortgage

Document Number600283364
DateJan 29, 2020
Book Page060028/003364
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 28, 2050

Tax Assessment & Valuation

Source: Westchester County and New Castle Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
County SubdivisionNew Castle Town
Unified School DistrictOssining Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$19,769.00 (+30.14%)
2025$15,191.00$105,000 (-) Land $49,600 Building $55,400$752,689 (+0.86%) Land $355,556 Building $397,133
2024$105,000 (-) Land $49,600 Building $55,400$746,269 (+5.19%) Land $352,523 Building $393,746
2023$105,000 Land $49,600 Building $55,400$709,459 Land $335,135 Building $374,324

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims10 (1979–2021)
Claims Outside the SFHA9 of 10
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims
  • Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW CASTLE/STANWOOD W.D.
serves 17,116 people · EPA ID NY5903442
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Optimum
Cable · Fiber in parts of the area
940 / 35
T-Mobile
Fixed Wireless
100 / 20

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