Bergen County and Lodi Borough property record for 38 Pine St, Lodi, NJ 07644 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,323 sqft · built 1925 |
| Lot Size | 0.127 acres (5,550 sqft) |
| Owner | Company Name on File |
| Tax Bill | $7,682 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-00125-06-00016 |
| Primary APN | 31-00125-06-00016 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,323 sqft Living Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Construction Type | Frame |
| Lot Area | 5,550 sqft (0.127 acres) |
| Lot Dimensions | 150 ft deep x 37 ft wide |
| Account Number | 268700 |
|---|---|
| Street Address | 38 PINE ST |
| City | LODI |
| State | NJ |
| Zip | 07644-3404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 37X150 |
| Legal Block | 125.6 |
| Legal Lot Number | 16 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | LODI |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 30402 |
Source: Bergen County and Lodi Borough records · APN 31-00125-06-00016
Assessment roll updated June 29, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 38 PINE ST, LODI, NJ 07644-3404 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jan 04, 2022 | Deed of Trust, Mortgage · FHA Mortgage ROUNDPOINT MORTGAGE SERVICING CORP |
| Dec 28, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Feb 25, 2020 | Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 25, 2020 |
| Deed Sale | Dec 25, 2020 |
| Prior Sale | Feb 25, 2020 |
| Deed Document Number | 202022362 |
| Deed Book / Page | 3519 / 74 |
| Prior Transfer Date | Dec 03, 2019 |
| Prior Transfer Doc | 0035190074 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 38 PINE ST, LODI, NJ 07644-3404 |
| Transaction Type | Mortgage |
| Record Updated | Mar 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0045180343 |
|---|---|
| Date | Jan 04, 2022 |
| Book Page | 4518/343 |
| Instrument | 2022000694 |
| Name | ROUNDPOINT MORTGAGE SERVICING CORP |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29715 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 38 PINE ST, LODI, NJ 07644-3404 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0038850449 |
|---|---|
| Date | Dec 28, 2020 |
| Book Page | 3885/449 |
| Instrument | 20-139273 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | May 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Feb 25, 2020 |
| Property Address | 38 PINE ST, LODI, NJ 07644-3404 |
| Document Number | 0035190074 |
| Book / Page | 3519 / 74 |
| Instrument Date | Mar 12, 2019 |
| Instrument | 2020022362 |
| Transaction Type | Transfer |
| Record Updated | Nov 02, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 PINE ST, LODI, NJ 07644-3404 |
| Document Number | 0035190080 |
|---|---|
| Date | Feb 25, 2020 |
| Book Page | 3519/80 |
| Instrument | 2020022363 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
Source: Bergen County and Lodi Borough records · Assessment roll updated June 29, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Lodi Borough |
| Unified School District | Lodi Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $217,000 (-) Land $164,400 Building $52,600 | $217,000 (-) Land $164,400 Building $52,600 | |
| 2025 | $7,682.00 (+5.61%) | $217,000 (-) Land $164,400 Building $52,600 | $217,000 (-) Land $164,400 Building $52,600 |
| 2024 | $7,274.00 (+2.71%) | ||
| 2023 | $217,000 Land $164,400 Building $52,600 | $217,000 Land $164,400 Building $52,600 | |
| 2022 | $7,082.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 966 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Verizon | Fiber | 2,300 / 2,300 |
| Optimum Communications | Cable | 940 / 35 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.
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