Middlesex County and Hudson Town property record for 38 Pine St, Hudson, MA 01749
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,140 sqft · built 1956 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $271,000 (Sep 2019) |
| Tax Bill | $6,748 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Jul 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28075 |
| Primary APN | 28075 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,140 sqft Living Area |
| Gross Area | 2,700 sqft |
| 1st Floor Area | 1,140 sqft |
| Basement Area | 285 sqft |
| Unfinished Basement | 285 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,810 sqft (0.34 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 28075 |
|---|---|
| Street Address | 38 PINE ST |
| City | HUDSON |
| State | MA |
| Zip | 01749-1910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SB |
| Legal Lot Number | 75 |
| Jurisdiction | HUDSON MA |
| Township / Civil Division | HUDSON |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 322300 |
Source: Middlesex County and Hudson Town records · APN 28075
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 PINE ST, HUDSON, MA 01749-1910 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) ST MARYS CREDIT UNION |
| Jul 13, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance AVIDIA BANK |
| Sep 13, 2019 | Quit Claim Deed, Transfer · Conventional with PMI NORWICH COM'L |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 13, 2019 · Amount on Record |
| Deed Sale | Sep 13, 2019 · Amount on Record |
| Prior Sale | Nov 15, 2005 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUDSON MA |
| Property Address | 38 PINE ST, HUDSON, MA 01749-1910 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 081823-439 |
|---|---|
| Date | Jul 28, 2023 |
| Book Page | 81823/439 |
| Instrument | 83726 |
| Name | ST MARYS CREDIT UNION |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 01, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUDSON MA |
| Property Address | 38 PINE ST, HUDSON, MA 01749-1910 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75097-535 |
|---|---|
| Date | Jul 13, 2020 |
| Book Page | 75097/535 |
| Instrument | 111906 |
| Name | AVIDIA BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HUDSON MA |
| Recording Date | Sep 13, 2019 |
| Property Address | 38 PINE ST, HUDSON, MA 01749-1910 |
| Document Number | 73277-268 |
| Book / Page | 073277 / 000268 |
| Instrument Date | Aug 26, 2019 |
| Instrument | 139315 |
| Transaction Type | Transfer |
| Record Updated | Oct 02, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,235.76 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 PINE ST HUDSON MA 017491910, HUDSON, MA 01749-1910 |
| Document Number | 73277-271 |
|---|---|
| Date | Sep 13, 2019 |
| Book Page | 073277/000271 |
| Instrument | 139316 |
| Name | NORWICH COM'L |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 12, 2049 |
Source: Middlesex County and Hudson Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Hudson Town |
| Unified School District | Hudson School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,748.00 (+4.65%) | $486,200 (+5.56%) Land $183,000 Building $303,200 | $375,725 |
| 2024 | $6,448.00 (+9.23%) | $460,600 (+13.93%) Land $166,400 Building $294,200 | |
| 2023 | $5,903.00 | $404,300 Land $159,900 Building $244,400 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), as of September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173223002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1979) |
| Most Recent Claim | Jan 1979 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
May also be available: Spectrum, T-Mobile USA.
Based on FCC filings for 281 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MA2141000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HUDSON WATER SUPPLY serves 20,032 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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