Rockingham County property record for 38 Pine St, Elkton, VA 22827
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,512 sqft · built 2018 |
| Lot Size | 0.158 acres (6,882 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $206,000 (Mar 2019) |
| Tax Bill | $1,504 (2026) |
| Deeds & Mortgages | Nov 2021 Mortgage Mar 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 131B4-(1)-B 32 L24 |
| Primary APN | 131B4-(1)-B 32 L24 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| Gross Area | 2,946 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Modular |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,882 sqft (0.158 acres) |
| Driveway | Paver Driveway |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | R20450 |
|---|---|
| Street Address | 38 PINE ST |
| City | ELKTON |
| State | VA |
| Zip | 22827-1652 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | NR ELKTON L 24 B 32 S 2 |
| Legal Subdivision | NR ELKTON |
| Legal Lot Number | 24 |
| Jurisdiction | ROCKINGHAM VA |
| Township / Civil Division | STONEWALL |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 10200 |
Source: Rockingham County records, as of June 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 38 PINE ST, ELKTON, VA 22827-1652 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage VBS MORTGAGE LLC |
| Mar 4, 2019 | Deed, Subdivision Related Transfer · Conventional Mortgage WEST VIEW TITLE AGENCY |
| Mar 4, 2019 | Deed, Subdivision Related Transfer · Conventional Mortgage VBS MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 4, 2019 · Amount on Record |
| Deed Sale | Mar 4, 2019 · Amount on Record |
| Deed Document Number | 20195625 |
| Deed Book / Page | 5093 / 81 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKINGHAM VA |
| Property Address | 38 PINE ST, ELKTON, VA 22827-1652 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2021 |
| Title Company | WEST VIEW TITLE AGENCY INC, WEST VIEW TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 5501/262 |
|---|---|
| Date | Nov 5, 2021 |
| Book Page | 5501/262 |
| Instrument | 2021-31295 |
| Name | VBS MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HARRISONBURG, VA 22801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROCKINGHAM VA |
| Recording Date | Mar 4, 2019 |
| Property Address | 38 PINE ST, ELKTON, VA 22827-1652 |
| Document Number | 5093/081 |
| Book / Page | 5093 / 081 |
| Map Reference | DD 4984 PG 100 |
| Instrument Date | Feb 20, 2019 |
| Instrument | 2019-05625 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 6, 2021 |
| Title Company | WEST VIEW TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $206.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 39 PINE ST, ELKTON, VA 22827-1653 |
| Document Number | 201905626 |
|---|---|
| Date | Mar 4, 2019 |
| Instrument | 2019-05626 |
| Type | Mortgage Company |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROCKINGHAM VA |
| Recording Date | Mar 4, 2019 |
| Property Address | 38 PINE ST, ELKTON, VA 22827-1652 |
| Document Number | 5093/081 |
| Book / Page | 5093 / 081 |
| Map Reference | DD 4984 PG 100 |
| Instrument Date | Feb 20, 2019 |
| Instrument | 2019-05625 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 8, 2021 |
| Title Company | WEST VIEW TITLE AGENCY INC, WEST VIEW TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $206.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 39 PINE ST, ELKTON, VA 22827-1653 |
| Document Number | 201905626 |
|---|---|
| Date | Mar 4, 2019 |
| Instrument | 2019-05626 |
| Name | VBS MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
Source: Rockingham County assessment roll, as of June 8, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Rockingham County |
| Municipality | Elkton Town |
| Unified School District | Rockingham County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,504.00 | $228,000 Land $30,000 Building $198,000 | $228,000 Land $30,000 Building $198,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 14 (1985–2011) |
| Claims Outside the SFHA | 2 of 14 |
| Most Recent Claim | Apr 2011 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF ELKTON serves 2,595 people · EPA ID VA2165270 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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