Westchester County and Greenburgh Town property record for 38 Pine St, Ardsley, NY 10502
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,500 sqft · built 1964 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $535,000 (Jun 2017) |
| Tax Bill | $20,772 (2026) |
| Deeds & Mortgages | Nov 2020 Mortgage Nov 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 552689 8.160-99-1 |
| Primary APN | 552689 8.160-99-1 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,500 sqft Living Area |
| 1st Floor Area | 1,500 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Brick |
| Lot Area | 5,227 sqft (0.12 acres) |
| Garage Type | Detached |
| Garage Area | 18 sqft |
| Porch | Open Porch |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Account Number | 8425515 |
|---|---|
| Street Address | 38 PINE ST |
| City | ARDSLEY |
| State | NY |
| Zip | 10502-1016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Subdivision | FIRST ADDITION TO ARDSLEY MANOR |
| Legal Block | 99 |
| Legal Lot Number | 1.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | GREENBURGH |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 11102 |
Source: Westchester County and Greenburgh Town records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 38 PINE ST, ARDSLEY, NY 10502-1016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 4, 2020 | Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA |
| Nov 4, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA |
| Jun 30, 2017 | Bargain and Sale Deed, Transfer ROBIN SCHEMITSCH |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2017 · Amount on Record |
| Deed Sale | Jun 30, 2017 · Amount on Record |
| Deed Document Number | 2017571713752 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 38 PINE ST, ARDSLEY, NY 10502-1016 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CATIC TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0603033432 |
|---|---|
| Date | Nov 4, 2020 |
| Instrument | 603033432 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.62% |
| Index | 1-Year LIBOR |
| Max Rate | 7.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 38 PINE ST, ARDSLEY, NY 10502-1016 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CATIC TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0603033474 |
|---|---|
| Date | Nov 4, 2020 |
| Instrument | 603033474 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55467 |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2050 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.62% |
| Index | 1-Year LIBOR |
| Max Rate | 7.62% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Jun 30, 2017 |
| Property Address | 38 PINE ST, ARDSLEY, NY 10502-1016 |
| Document Number | 0571713752 |
| Instrument Date | Jun 23, 2017 |
| Instrument | 571713752 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2022 |
| Title Company | ROBIN SCHEMITSCH |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,140.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 38 PINE ST, 38, ARDSLEY, NY 10502-1016 |
| Name | Verified Name |
|---|---|
| Address | 17 RIDGE RD, ARDSLEY, NY 10502-2218 |
Source: Westchester County and Greenburgh Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Greenburgh Town |
| Unified School District | Ardsley Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $20,772.00 | ||
| 2025 | $664,100 (+8.99%) Land $257,800 Building $406,300 | $664,100 (+8.99%) Land $257,800 Building $406,300 | |
| 2024 | Additional exemption filed | $609,300 (-6.49%) Land $257,800 Building $351,500 | $609,300 (-6.49%) Land $257,800 Building $351,500 |
| 2023 | $651,600 Land $245,500 Building $406,100 | $651,600 Land $245,500 Building $406,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 16 (1979–2023) |
| Claims Outside the SFHA | 7 of 16 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREENBURGH CONSOLIDATED WD #1 serves 43,312 people · EPA ID NY5903429 |
|---|---|
| Water Source | Purchased surface water from NEW YORK CITY SYSTEM |
| Last State Inspection | Mar 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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