38 Pine Hurst Ln, Palm Coast, FL 32164 Property Records

Flagler County property record for 38 Pine Hurst Ln, Palm Coast, FL 32164

Property Summary

Property Type	Multi-Family Dwellings
Details	4 ba · 2,582 sqft · built 2005
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Jul 2018)
Tax Bill	$6,092 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Aug 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7026-00010-0270`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7026-00010-0270`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	2,582 sqft Heated Area
Gross Area	3,526 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Driveway	Driveway
Driveway Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	38 PINE HURST LN
City	PALM COAST
State	FL
Zip	32164-7022
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	DPX
Legal Description	PALM COAST SEC 26 BL 1 LT 27 OR 219 PG 360 OR 554 PG 25(TX) OR 627 PG 1924-FJ OR 935 PG 142 OR 2290/1199 OR 2299/1860- CD
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	1
Legal Lot Number	27
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	1
Census Block	1021
Census Tract	60213

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	30 COLECHESTER LN, PALM COAST, FL 32137-9039
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2020	Deed of Trust, Mortgage · FHA Mortgage EMBRACE HM LOANS
Aug 16, 2018	Warranty Deed TRULY YOURS TITLE LLC
Jul 5, 2018	Warranty Deed, Transfer · FHA Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2018 · Amount on Record
Deed Sale	Jul 5, 2018 · Amount on Record
Deed Document Number	2018024909
Deed Book / Page	2290 / 1199
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	38 PINE HURST LN, PALM COAST, FL 32164-7022
Document Number	0024190590
Instrument Date	Feb 10, 2020
Transaction Type	Mortgage
Record Updated	Feb 27, 2020
Title Company	ALL FLORIDA TITLE COMPANY INC, ALL FLORIDA TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 COLECHESTER LN PALM COAST FL 321379039, PALM COAST, FL 32137-9039

Mortgage

Document Number	0024190590
Date	Feb 11, 2020
Book Page	002419/000590
Instrument	5543

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 10, 2050

August 2018: Warranty Deed

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Aug 16, 2018
Property Address	38 PINE HURST LN, PALM COAST, FL 32164-7022
Document Number	0022991860
Book / Page	002299 / 001860
Instrument Date	Jul 2, 2018
Instrument	30951
Record Updated	Aug 30, 2018
Title Company	TRULY YOURS TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$1,610.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 PINE HURST LN PALM COAST FL 321647022, PALM COAST, FL 32164-7022

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jul 5, 2018
Property Address	38 PINE HURST LN, PALM COAST, FL 32164-7022
Document Number	0022901199
Book / Page	002290 / 001199
Instrument Date	Jul 2, 2018
Instrument	24909
Transaction Type	Transfer
Record Updated	Jul 17, 2018
Title Company	TRULY YOURS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,610.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 PINE HURST LN PALM COAST FL 321647022, PALM COAST, FL 32164-7022

Mortgage

Document Number	22901201
Date	Jul 5, 2018
Book Page	002290/001201
Instrument	24910

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 4, 2048

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,092.00 (+9.39%)	$335,235 (+3.04%) Land $53,000 Building $282,235	$335,235 (+3.04%) Land $53,000 Building $282,235
2023	$5,569.00 (+3.47%)	$325,346 (-1.01%) Land $42,000 Building $283,346	$325,346 (-1.01%) Land $42,000 Building $283,346
2022	$5,382.00	$328,661 Land $44,000 Building $284,661	$328,661 Land $44,000 Building $284,661

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 75 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	75 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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