38 Pine Dr, South Cairo, NY 12482 Property Records

Greene County and Catskill Town property record for 38 Pine Dr, South Cairo, NY 12482

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,380 sqft · built 1960
Lot Size	0.91 acres (39,640 sqft)
Owner	2 Individual Names on File
Last Sale	$367,000 (Jul 2025)
Tax Bill	$4,860 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Dec 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`81-206-09`

Property Details

APN / Parcel Number

Primary APN	`81-206-09`
Alternative APNs	`268911900000130040000000` `192689 119.00-13-4`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,380 sqft Living Area
1st Floor Area	1,380 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	39,640 sqft (0.91 acres)
Garage Type	Detached
Garage Area	3,280 sqft
Parking Spaces	11 Parking Spaces
Porch	Slab
Porch Area	544 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	81-206-09
Street Address	38 PINE DR
City	SOUTH CAIRO
State	NY
Zip	12482-1210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	08 - GOVER
Legal Block	13
Legal Lot Number	4.000
Jurisdiction	GREENE NY
Township / Civil Division	CATSKILL
Census Block Group	2
Census Block	2002
Census Tract	81101

Owner

38 Pine Dr is owned by two individuals who bought it in July 2025.

Source: Greene County and Catskill Town records, as of June 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18 JACKSON CT, LAKE KATRINE, NY 12449-5038
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2025	Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE LLC
Dec 31, 2020	Grant Deed, Transfer NOT AVAILABLE
Dec 19, 2019	Grant Deed, Transfer NOT AVAILABLE
Jul 25, 2019	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2025 · Amount on File
Deed Sale	Jul 10, 2025 · Amount on File
Prior Sale	Dec 31, 2020 · Amount on File
Deed Document Number	2025D20251405
Record Updated	Oct 29, 2026

July 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	GREENE NY
Recording Date	Jul 10, 2025
Property Address	38 PINE DR, SOUTH CAIRO, NY 12482-1210
Document Number	0D20251405
Instrument Date	Oct 1, 2024
Instrument	D2025-1405
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18 JACKSON CT, LAKE KATRINE, NY 12449-5038

Mortgage

Document Number	0M20251398
Date	Jul 10, 2025
Instrument	M2025-1398

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	349 Months
Due	Aug 1, 2054

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GREENE NY
Recording Date	Dec 31, 2020
Property Address	38 PINE DR, SOUTH CAIRO, NY 12482-1210
Document Number	0000003075
Instrument Date	Dec 30, 2020
Instrument	3075
Transaction Type	Transfer
Record Updated	Feb 23, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7000 KENNEDY BLVD E #32G GUTTENBERG NJ 070934847, 32G, GUTTENBERG, NJ 07093-4847

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GREENE NY
Recording Date	Dec 19, 2019
Property Address	38 PINE DR, SOUTH CAIRO, NY 12482-1210
Document Number	0000002906
Instrument Date	Dec 13, 2019
Instrument	2906
Transaction Type	Transfer
Record Updated	Jan 21, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 HAWTHORNE AVE STATEN ISLAND NY 103141860, STATEN ISLAND, NY 10314-1860

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GREENE NY
Recording Date	Jul 25, 2019
Property Address	38 PINE DR, SOUTH CAIRO, NY 12482-1210
Document Number	0000001579
Instrument Date	Oct 31, 2016
Instrument	1579
Transaction Type	Transfer
Record Updated	Aug 20, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 38 Pine Dr was $4,860.

Source: Greene County and Catskill Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Greene County
County Subdivision	Catskill Town
Unified School District	Cairo-Durham Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,860.00	$96,100 Land $15,500 Building $80,600	$343,214 Land $55,357 Building $287,857
2023		$96,100 Land $15,500 Building $80,600	$265,103 Land $42,759 Building $222,344

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 38 Pine Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective June 2, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1984–2021)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Pine Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mid-Hudson Cablevision Cable	400 / 25
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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