38 Pine Cone Dr, Flagstaff, AZ 86005 Property Records

Coconino County property record for 38 Pine Cone Dr, Flagstaff, AZ 86005

Property Summary

Property TypeRural Home
Details2.75 ba · 2,215 sqft · built 2002
Lot Size0.375 acres (16,340 sqft)
OwnerCompany Name on Record
Last Sale$367,500 (Dec 2013)
Tax Bill$3,655 (2025)
Deeds & MortgagesJan 2017 Line of Credit
Jun 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN116-10-032

Property Details

APN / Parcel Number

Primary APN116-10-032
Alternative APN
  • R0056306

Interior

Full Baths2.75 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,215 sqft Living Area
Gross Area3,015 sqft
1st Floor Area2,215 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialWood
Roof MaterialMetal
Lot Area16,340 sqft (0.375 acres)
Garage TypeAttached
Garage Area800 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Deck AreaDeck Area
Patio Area845 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C

Location & Zoning

Account NumberR0056306
Street Address38 PINE CONE DR
CityFLAGSTAFF
StateAZ
Zip86005-9605
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionSUBDIVISION: PINE-DEL EST LOT: 38 SIXTEENTH: SE QUARTER: SE SECTION: 07 TOWNSHIP: 20N RANGE: 07E
Legal SubdivisionPINE-DEL EST
Legal Lot Number38
JurisdictionCOCONINO AZ
Township / Civil DivisionFLAGSTAFF
Census Block Group1
Census Block1000
Census Tract2202

Owner

Source: Coconino County records, as of August 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address38 PINE CONE DR, FLAGSTAFF, AZ 86005-9605
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2017Deed of Trust, Mortgage · Line of Credit
BMO HARRIS BANK NA
Jun 24, 2019Deed of Trust, Mortgage · Line of Credit
NATIONAL BK/AZ

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 26, 2013 · Amount on Record
Deed SaleDec 26, 2013 · Amount on Record
Prior SaleJul 25, 2008 · Amount on Record
Deed Document Number20133682243
Prior Transfer DateJun 5, 1998
Prior Transfer Doc0021110153
Record UpdatedJun 8, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOCONINO AZ
Property Address38 PINE CONE DR, FLAGSTAFF, AZ 86005-9605
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003774588
DateJan 13, 2017
Instrument3774588
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressCHICAGO, IL 60690
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 4, 2047

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOCONINO AZ
Property Address38 PINE CONE DR, FLAGSTAFF, AZ 86005-9605
Document Number0003846877
Instrument DateJun 24, 2019
Transaction TypeMortgage
Record UpdatedJul 24, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address38 PINE CONE DR FLAGSTAFF AZ 860059605, FLAGSTAFF, AZ 86005-9605

Mortgage

Document Number0003846877
DateJul 15, 2019
Instrument3846877
Lender
NameNATIONAL BK/AZ
TypeBank
AddressFLAGSTAFF, AZ 86001
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Coconino County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateArizona
CountyCoconino County
Unified School DistrictFlagstaff Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$56,128 (-8.18%) Land $12,016 Building $44,112
2025$3,655.00 (+6.78%)$61,125 (-0.34%)$611,247 (-0.34%) Land $120,156 Building $491,091
2024$3,423.00 (+7.84%)$61,336 Land $12,016 Building $49,320
2023$3,174.00 Homeowner's exemption$613,356 Land $120,156 Building $493,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 86% of the US · above 80% of Arizona
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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