Morris County and Montville Township property record for 38 Pine Brook Rd, Towaco, NJ 07082 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2,558 sqft · built 1920 |
| Lot Size | 0.63 acres (27,443 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $237,000 (Mar 1999) |
| Tax Bill | $11,220 (2024) |
| Deeds & Mortgages | Apr 2026 Line of Credit Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00113-0000-00046 |
| Primary APN | 21-00113-0000-00046 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,558 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Construction Type | Frame |
| Lot Area | 27,443 sqft (0.63 acres) |
| Lot Dimensions | 220 ft deep x 155 ft wide |
| Street Address | 38 PINE BROOK RD |
|---|---|
| City | TOWACO |
| State | NJ |
| Zip | 07082-1426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 113 |
| Legal Lot Number | 46 |
| Jurisdiction | MORRIS NJ |
| Township / Civil Division | MONTVILLE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 40805 |
Source: Morris County and Montville Township records · APN 21-00113-0000-00046
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 PINE BROOK RD, TOWACO, NJ 07082-1426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 22, 2026 | Deed of Trust, Mortgage · Line of Credit BOGOTA SAVINGS BANK |
| Jun 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC HM LOANS |
| Dec 04, 2017 | Deed of Trust, Mortgage · Line of Credit BOGOTA SVGS BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 12, 1999 · Amount on Record |
| Deed Sale | Mar 12, 1999 · Amount on Record |
| Deed Document Number | 199927579 |
| Deed Book / Page | 4941 / 62 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Apr 22, 2026 |
| Property Address | 38 PINE BROOK RD, TOWACO, NJ 07082-1426 |
| Document Number | 0000017383 |
| Book / Page | 25095 / 568 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 202617383 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 38 PINE BROOK RD, TOWACO, NJ 07082-1426 |
| Document Number | 0000017383, |
|---|---|
| Date | Apr 22, 2026 |
| Book Page | 25095/568 |
| Instrument | 202617383 |
| Name | BOGOTA SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 38 PINE BROOK RD, TOWACO, NJ 07082-1426 |
| Document Number | 0238001066 |
| Instrument Date | Jun 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2020 |
| Title Company | ACRES LAND TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 38 PINE BROOK RD TOWACO NJ 070821426, TOWACO, NJ 07082-1426 |
| Document Number | 0238001066 |
|---|---|
| Date | Jun 22, 2020 |
| Book Page | 023800/001066 |
| Instrument | 38750 |
| Name | ATLANTIC HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 21, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 38 PINE BROOK RD, TOWACO, NJ 07082-1426 |
| Document Number | 0232620855 |
| Book / Page | 023262 / 000855 |
| Instrument Date | Dec 04, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2018 |
| Name | Verified Name |
|---|---|
| Address | 38 PINE BROOK RD TOWACO NJ 070821426, TOWACO, NJ 07082-1426 |
| Document Number | 0232620855 |
|---|---|
| Date | Dec 15, 2017 |
| Book Page | 023262/000855 |
| Instrument | 75849 |
| Name | BOGOTA SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | TEANECK, NJ 07666 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Morris County and Montville Township records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Morris County |
| County Subdivision | Montville Township |
| Unified School District | Montville Township School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $420,400 (-) Land $181,900 Building $238,500 | $420,400 (-) Land $181,900 Building $238,500 | |
| 2025 | $420,400 (-) Land $181,900 Building $238,500 | $420,400 (-) Land $181,900 Building $238,500 | |
| 2024 | $11,220.00 (+3.89%) | ||
| 2023 | $420,400 Land $181,900 Building $238,500 | $420,400 Land $181,900 Building $238,500 | |
| 2022 | $10,800.00 |
Source: FEMA National Flood Hazard Layer, Morris County (34027C), updated August 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340270408052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1999–2021) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2021, rainfall accumulation, Remnants Of Hurricane Ida |
| Wildfire Risk | Low above 20% of the US · above 35% of New Jersey |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 186 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fiber | 980 / 880 |
| Optimum Communications | Cable | 940 / 35 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Optimum Communications, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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