38 Pine Arbor Dr, Orlando, FL 32825 Property Records

Orange County property record for 38 Pine Arbor Dr, Orlando, FL 32825

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,561 sqft · built 1999
Lot Size	0.189 acres (8,254 sqft)
Owner	2 Individual Names on Record
Last Sale	$308,000 (Aug 2020)
Tax Bill	$4,593 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-22-31-4727-00-380`

Property Details

APN / Parcel Number

Primary APN	`30-22-31-4727-00-380`
Alternative APNs	`312230472700380` `614633` `620939` `625739`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,561 sqft Living Area
Gross Area	2,013 sqft
1st Floor Area	1,561 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,254 sqft (0.189 acres)
Garage Type	Attached
Garage Area	428 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	24 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	38 PINE ARBOR DR
City	ORLANDO
State	FL
Zip	32825-3737
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	LAKE UNDERHILL PINES 36/139 LOT 38
Legal Range	31E
Legal Township	22S
Legal Section	30
Legal Subdivision	LAKE UNDERHILL PINES
Legal Tract	4727
Legal Lot Number	38
Jurisdiction	ORANGE FL
Township / Civil Division	UNION PARK
Census Block Group	1
Census Block	1011
Census Tract	16714

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38 PINE ARBOR DR, ORLANDO, FL 32825-3737
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2020 · Amount on Record
Deed Sale	Aug 20, 2020 · Amount on Record
Prior Sale	Jul 5, 2013 · Amount on Record
Deed Document Number	2020440047
Prior Transfer Date	Dec 26, 2014
Prior Transfer Doc	0000071761
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Aug 20, 2020
Property Address	38 PINE ARBOR DR, ORLANDO, FL 32825-3737
Document Number	0000440047
Instrument Date	Aug 13, 2020
Instrument	440047
Transaction Type	Transfer
Record Updated	Sep 10, 2020
Title Company	HOME SWEET HOME TITLE LLC, HOME SWEET HM TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,156.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	38 PINE ARBOR DR ORLANDO FL 328253737, ORLANDO, FL 32825-3737

Mortgage

Document Number	440048
Date	Aug 20, 2020
Instrument	440048

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$297,669 (+2.7%)	$352,430 (-1.34%) Land $100,000 Building $252,430
2025	$4,593.00 (+5.39%) Homeowner's exemption	$289,843 (+5.99%)	$357,210 (+8.72%) Land $100,000 Building $257,210
2024	$4,358.00 (+7.42%)
2023	$4,057.00 (+3.89%) Homeowner's exemption	$273,470 (+3%)	$328,565 (+9.65%) Land $100,000 Building $228,565
2022	$3,905.00 Homeowner's exemption	$265,505	$299,640 Land $105,000 Building $194,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	12 (1991–2022)
Claims Outside the SFHA	7 of 12
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Tropical Storm Fay, Aug 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20