38 Pin Oak Ct, Hampstead, NC 28443 Property Records

Pender County property record for 38 Pin Oak Ct, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,050 sqft · built 2017
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on Record
Last Sale	$482,000 (May 2026)
Tax Bill	$2,667 (2025)
Deeds & Mortgages	May 2026 Sale & Construction Loan May 2026 Sale & Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3281-79-3561-0000`

Property Details

APN / Parcel Number

Primary APN	`3281-79-3561-0000`
Alternative APNs	`000029227` `976507`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,050 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Lot Area	16,988 sqft (0.39 acres)

Exterior Amenities

Porch	Porch
Porch Area	70 sqft
Patio Area	140 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	000029227
Street Address	38 PIN OAK CT
City	HAMPSTEAD
State	NC
Zip	28443-6209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	LT 11R PB 57/47 ACORN BRANCH
Legal Subdivision	ACORN BRANCH
Legal Lot Number	11R
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1001
Census Tract	920202

Owner

Source: Pender County records, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38 PIN OAK CT, HAMPSTEAD, NC 28443-6209
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Warranty Deed, Transfer · Construction Mortgage NONE LISTED ON DOCUMENT
May 1, 2026	Warranty Deed, Construction Loan · Construction Mortgage HOME MORTGAGE CORPORATION
Nov 14, 2019	Warranty Deed, Transfer · VA Mortgage ALPHA MORTGAGE CORP
Jul 28, 2017	Warranty Deed, Subdivision Related Transfer · VA Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2026 · Amount on Record
Deed Sale	May 1, 2026 · Amount on Record
Prior Sale	Nov 14, 2019 · Amount on Record
Deed Document Number	202620155492
Deed Book / Page	4891 / 1991
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	May 1, 2026
Property Address	38 PIN OAK CT, HAMPSTEAD, NC 28443-6209
Document Number	0020155492
Book / Page	4891 / 1991
Instrument Date	Apr 17, 2026
Instrument	2026.20155492
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$97,364.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 PIN OAK CT, HAMPSTEAD, NC 28443-6209

Mortgage

Document Number	0020155493,
Date	May 1, 2026
Instrument	2026..20155493

Lender

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

May 2026: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	May 1, 2026
Property Address	38 PIN OAK CT, HAMPSTEAD, NC 28443-6209
Document Number	0048911991
Book / Page	4891 / 1991
Instrument Date	Apr 17, 2026
Instrument	202620155492
Transaction Type	Construction Loan
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$97,364.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 PIN OAK CT, HAMPSTEAD, NC 28443-6209

Mortgage

Document Number	0020155493,
Date	May 1, 2026
Instrument	202620155493

Lender

Name	HOME MORTGAGE CORPORATION

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Max Rate	-1%

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Nov 14, 2019
Property Address	38 PIN OAK CT, HAMPSTEAD, NC 28443-6209
Document Number	0046972012
Book / Page	4697 / 2012
Map Reference	MB 57 PG 47
Instrument Date	Nov 7, 2019
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$616.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6109 AUTUMN BLUFF RD, 6109, POWHATAN, VA 23139-5400

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 PIN OAK CT, HAMPSTEAD, NC 28443-6209

Mortgage

Document Number	0046972015
Date	Nov 14, 2019
Instrument	4697/2015

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

July 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Jul 28, 2017
Property Address	38 PIN OAK CT, HAMPSTEAD, NC 28443-6209
Document Number	0046480790
Book / Page	4648 / 0790
Map Reference	MB57 PG47
Instrument Date	Jul 26, 2017
Instrument	4648-0790
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 19, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	126 N CARDINAL DR # DR101, 126, WILMINGTON, NC 28405-3803

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 PIN OAK CT, HAMPSTEAD, NC 28443-6209

Mortgage

Document Number	46480792
Date	Jul 28, 2017
Instrument	4648-0792

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,667.00 (+14.41%)	$475,439 (+78.19%) Land $47,355 Building $428,084	$475,439 (+78.19%) Land $47,355 Building $428,084
2023		$266,810 (-) Land $53,407 Building $213,403	$266,810 (-) Land $53,407 Building $213,403
2022	$2,331.00	$266,810 Land $53,407 Building $213,403	$266,810 Land $53,407 Building $213,403

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 142 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	146 units insured incl. 4 condo units
Nearby Flood Claims	65 (1996–2024)
Claims Outside the SFHA	26 of 65
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Florence, Sep 2018 · 28 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 10 claims Hurricane Fran, Sep 1996 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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