1. Home
  2. Alabama
  3. St. Clair County
  4. Ragland
  5. Phillips Dr

38 Phillips Dr, Ragland, AL 35131 Property Records

St. Clair County property record for 38 Phillips Dr, Ragland, AL 35131

Property Summary

Property TypeSingle Family Home
Details1,723 sqft · built 1956
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on File
Last Sale$67,500 (Oct 2022)
Tax Bill$240 (2025)
Deeds & MortgagesOct 2022 Mortgage
Apr 2018 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN19-03-08-0-001-031.001

Property Details

APN / Parcel Number

Primary APN19-03-08-0-001-031.001
Alternative APNs
  • 00191416
  • 403090
  • 16477

Interior

Stories1 Story
Building Area1,723 sqft Living Area
1st Floor Area1,723 sqft
FlooringHardwood
Interior WallsWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Exterior MaterialFiber Cement Siding
Foundation TypeMasonry
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area13,068 sqft (0.3 acres)
Garage Area625 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Account Number00191416
Street Address38 PHILLIPS DR
CityRAGLAND
StateAL
Zip35131-4342
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM NE COR SE NW TH NE 275.36 TO W ROW PROV. RD, SW ALG ROW 358 TO E ROW PHILLIPS DR, NW ALG DR 178.42 TO POB CONT NW 100 NE
Legal Range05E
Legal Township15S
Legal Section08
Legal SubdivisionJOHN GUFF LOT
JurisdictionST CLAIR AL
Township / Civil DivisionRAGLAND
Census Block Group1
Census Block1030
Census Tract40302

Owner

38 Phillips Dr is owned and occupied by two individuals who bought it in October 2022.

Source: St. Clair County records, as of August 4, 2026

Owner of Record2 Individual Names on File
Mailing Address38 PHILLIPS DR, RAGLAND, AL 35131-4342
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2022Deed of Trust, Mortgage · Conventional Mortgage
COOSA VALLEY MORTGAGE INC
Apr 6, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Feb 21, 2017Quit Claim Deed
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 28, 2022 · Amount on File
Deed SaleOct 28, 2022 · Amount on File
Prior SaleApr 6, 2018 · Amount on File
Deed Book / Page2022 / 15305
Prior Transfer DateApr 17, 2017
Prior Transfer Doc0000003486
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR AL
Property Address38 PHILLIPS DR, RAGLAND, AL 35131-4342
Transaction TypeMortgage
Record UpdatedNov 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000052147
DateOct 28, 2022
Book PageMTG 2022/52147
Lender
NameCOOSA VALLEY MORTGAGE INC
AddressPELL CITY, AL 35128
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2052

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST CLAIR AL
Recording DateApr 6, 2018
Property Address38 PHILLIPS DR, RAGLAND, AL 35131-4342
Document Number0000003486
Instrument DateApr 17, 2017
Instrument3486
Transaction TypeTransfer
Record UpdatedMay 16, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$20.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3010 OLD COAL CITY RD

February 2017: Quit Claim Deed

Document TypeQuit Claim Deed
JurisdictionST CLAIR AL
Recording DateFeb 21, 2017
Property Address38 PHILLIPS DR, RAGLAND, AL 35131-4342
Document Number0000001802
Instrument DateJan 31, 2017
Instrument1802
Record UpdatedJul 19, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address200 DICKEY DR PELL CITY AL 351287401, PELL CITY, AL 35128-7401

Tax Assessment & Valuation

The 2025 property tax bill for 38 Phillips Dr was $240 with a homeowner's exemption.

Source: St. Clair County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateAlabama
CountySt. Clair County
MunicipalityRagland Town
Unified School DistrictSt. Clair County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$240.00$8,000$79,740
2023$15,948 Land $620 Building $15,328$79,740 Land $3,100 Building $76,640
2022$470.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 38 Phillips Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Phillips Dr is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · above 77% of Alabama
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Ragland Telephone
Fiber		100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Phillips Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures