38 Phillips Ave, Hamilton (Trenton), NJ 08610 Property Records

Mercer County and Hamilton Township property record for 38 Phillips Ave, Hamilton, NJ 08610

Property Summary

Property Type	Single Family Home
Details	1,182 sqft · built 1930
Lot Size	0.344 acres (15,002 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Apr 2021)
Tax Bill	$6,263 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-02526-0000-00035`

Property Details

APN / Parcel Number

Primary APN	`03-02526-0000-00035`
Alternative APNs	`0300546000000115` `030252600035`

Interior

Stories	1 Story
Building Area	1,182 sqft Living Area
1st Floor Area	1,182 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Construction Type	Frame
Lot Area	15,002 sqft (0.344 acres)
Lot Dimensions	300 ft deep x 50 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	0300546000000115
Street Address	38 PHILLIPS AVE
City	HAMILTON
State	NJ
Zip	08610-2618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	08495-
Legal Subdivision	LACY TRACT/WHITE HORSE
Legal Block	2526
Legal Lot Number	35
Jurisdiction	MERCER NJ
Township / Civil Division	HAMILTON
Census Block Group	1
Census Block	1024
Census Tract	3004

Owner

Source: Mercer County and Hamilton Township records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38 PHILLIPS AVE, HAMILTON, NJ 08610-2618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 13, 2021	Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Apr 26, 2019	Deed of Trust, Mortgage · FHA Mortgage BOND STREET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2021 · Amount on Record
Deed Sale	Apr 13, 2021 · Amount on Record
Prior Sale	May 7, 2007 · Amount on Record
Deed Document Number	202122616
Deed Book / Page	6437 / 876
Prior Transfer Date	Aug 15, 2012
Prior Transfer Doc	0000046368
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Property Address	38 PHILLIPS AVE, HAMILTON, NJ 08610-2618
Transaction Type	Mortgage
Record Updated	Mar 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 PHILLIPS AVE, HAMILTON, NJ 08610-2618

Mortgage

Document Number	0000038888
Date	Nov 13, 2023
Book Page	11842/1810
Instrument	2023038888

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	329 Months
Due	Apr 1, 2051

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MERCER NJ
Recording Date	Apr 13, 2021
Property Address	38 PHILLIPS AVE, HAMILTON, NJ 08610-2618
Document Number	0000022616
Book / Page	6437 / 876
Instrument Date	Mar 4, 2021
Instrument	2021022616
Transaction Type	Transfer
Record Updated	Nov 5, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,013.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	245 ELMORE AVE, 245, HAMILTON, NJ 08619-2513

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	38 PHILLIPS AVE, HAMILTON, NJ 08610-2618

Mortgage

Document Number	0000022617
Date	Apr 13, 2021
Instrument	2021022617

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Property Address	38 PHILLIPS AVE, HAMILTON, NJ 08610-2618
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MONUMENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016959
Date	Apr 26, 2019
Book Page	11404/0264
Instrument	2019016959

Lender

Name	BOND STREET MORTGAGE LLC
Type	Mortgage Company
Address	PARAMUS, NJ 07652

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Mercer County and Hamilton Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Mercer County
County Subdivision	Hamilton Township
Unified School District	Hamilton Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,900 (-) Land $62,000 Building $106,900	$168,900 (-) Land $62,000 Building $106,900
2025	$6,263.00 (+5.23%)	$168,900 (-) Land $62,000 Building $106,900	$168,900 (-) Land $62,000 Building $106,900
2024	$5,952.00 (+8.42%)
2023		$168,900 Land $62,000 Building $106,900	$168,900 Land $62,000 Building $106,900
2022	$5,490.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRENTON WATER WORKS serves 217,000 people · EPA ID NJ1111001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Total trihalomethanes not recorded as resolved · Oct 2024 Turbidity resolved · Jul 2021 Haloacetic acids resolved · Jul 2018
Treatment and Procedure	Lead service line replacement currently in violation since May 2020 Corrosion control Jan 2021 Lead public education Jan 2019
Monitoring and Reporting	36 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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