Flagler County property record for 38 Pershing Ln, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,606 sqft · built 2024 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Company Name on File |
| Last Sale | $338,400 (Jul 2024) |
| Tax Bill | $4,788 (2025) |
| Deeds & Mortgages | Jan 2025 Sale Jul 2024 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7025-00130-0190 |
| Primary APN | 07-11-31-7025-00130-0190 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,606 sqft Living Area |
| 1st Floor Area | 1,606 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 38 PERSHING LN |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-7447 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SEC 25 BL 13 LT 19 OR 514 PG 1479 OR 609 PG 158 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 13 |
| Legal Lot Number | 19 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 60212 |
38 Pershing Ln is owned by a company that bought it in July 2024.
Source: Flagler County records, as of December 8, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 205, RYE, NY 10580-0205 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 31, 2025 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Jul 30, 2024 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Mar 8, 2023 | Special Warranty Deed, Transfer ENCORE TITLE SERVICES LLC, ANCHOR TITLE SERVICES LLC |
| Jan 19, 2022 | Re-recorded Document ENCORE TITLE SERVICES LLC, ANCHOR TITLE SERVICES LLC |
| Sep 21, 2021 | Warranty Deed, Transfer ENCORE TITLE SERVICES LLC, ANCHOR TITLE SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 30, 2024 · Amount on File |
| Deed Sale | Jul 30, 2024 · Amount on File |
| Prior Sale | Sep 21, 2021 · Amount on File |
| Deed Document Number | 202432259 |
| Deed Book / Page | 2889 / 577 |
| Prior Transfer Date | Mar 13, 1998 |
| Prior Transfer Doc | 0609000158 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jan 31, 2025 |
| Property Address | 38 PERSHING LN, PALM COAST, FL 32164-7447 |
| Document Number | 0029330672 |
| Book / Page | 2933 / 672 |
| Map Reference | MB 9 PG 1-19 |
| Instrument Date | Jan 23, 2025 |
| Instrument | 2025004028 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10 ROBERT CRISFIELD PL, RYE, NY 10580-3262 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 205, RYE, NY 10580-0205 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jul 30, 2024 |
| Property Address | 38 PERSHING LN, PALM COAST, FL 32164-7447 |
| Document Number | 0028890577 |
| Book / Page | 2889 / 577 |
| Map Reference | MB 9 PG 1-19 |
| Instrument Date | Jul 16, 2024 |
| Instrument | 2024032259 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 23, 2025 |
| Title Company | ENCORE TITLE SERVICES LLC, ANCHOR TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,368.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5711 RICHARD ST STE 1, 1, JACKSONVILLE, FL 32216-5956 |
| Name | Verified Name |
|---|---|
| Address | 10 ROBERT CRISFIELD PL, RYE, NY 10580-3262 |
| Document Number | 0002889579 |
|---|---|
| Date | Jul 30, 2024 |
| Instrument | 2889/579 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Aug 1, 2034 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 9.25% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 9.25% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Mar 8, 2023 |
| Property Address | 38 PERSHING LN, PALM COAST, FL 32164-7447 |
| Document Number | 0027611683 |
| Book / Page | 2761 / 1683 |
| Map Reference | MB 9 PG 1-19 |
| Instrument Date | Mar 3, 2023 |
| Instrument | 2023009122 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Title Company | ENCORE TITLE SERVICES LLC, ANCHOR TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $6,918.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 405 GOLFWAY WEST DR, SAINT AUGUSTINE, FL 32095-8841 |
| Name | Verified Name |
|---|---|
| Address | 5711 RICHARD ST STE 1, 1, JACKSONVILLE, FL 32216-5956 |
| Investor | Possibly a Property Investor |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jan 19, 2022 |
| Property Address | 38 PERSHING LN, PALM COAST, FL 32164-7447 |
| Document Number | 0026491317 |
| Book / Page | 2649 / 1317 |
| Map Reference | MB 5 PG 10A |
| Instrument Date | Dec 21, 2021 |
| Instrument | 2022003066 |
| Record Updated | Dec 23, 2025 |
| Title Company | ENCORE TITLE SERVICES LLC, ANCHOR TITLE SERVICES LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5711 RICHARD ST STE 1, 1, JACKSONVILLE, FL 32216-5956 |
| Name | Verified Name |
|---|---|
| Address | 405 GOLFWAY WEST DR, ST AUGUSTINE, FL 32095-8841 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Sep 21, 2021 |
| Property Address | 38 PERSHING LN, PALM COAST, FL 32164-7447 |
| Document Number | 0026071797 |
| Book / Page | 2607 / 1797 |
| Map Reference | MB 9 PG 1-19 |
| Instrument Date | Sep 11, 2021 |
| Instrument | 2021051757 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Title Company | ENCORE TITLE SERVICES LLC, ANCHOR TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $315.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1823 RIALTO ST, PITTSBURGH, PA 15212-3624 |
| Name | Verified Name |
|---|---|
| Address | 5711 RICHARD ST, JACKSONVILLE, FL 32216-5976 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 38 Pershing Ln was $4,788, up 501.5% from the year before.
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,788.00 (+501.51%) | $263,484 Land $52,000 Building $211,484 | $263,484 Land $52,000 Building $211,484 |
| 2024 | $796.00 (+1.14%) | ||
| 2023 | $787.00 (-3.79%) | $42,500 (-1.16%) Land $42,500 | $42,500 (-1.16%) Land $42,500 |
| 2022 | $818.00 | $43,000 Land $43,000 | $43,000 Land $43,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 38 Pershing Ln in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 56 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 56 in force |
| Nearby Flood Claims | 7 (2007–2024) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 Pershing Ln is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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