Morris County and Chatham Township property record for 38 Peppermill Rd, Chatham, NJ 07928
| Property Type | Single Family Home |
|---|---|
| Details | 4,202 sqft · built 1970 |
| Lot Size | 0.513 acres (22,342 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,850,000 (Mar 2018) |
| Tax Bill | $33,712 (2024) |
| Deeds & Mortgages | Jul 2019 Mortgage Mar 2018 Sale & Mortgage + 1 more |
| APN | 05-00048-12-00002 |
| Primary APN | 05-00048-12-00002 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,202 sqft Living Area |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Construction Type | Frame |
| Lot Area | 22,342 sqft (0.513 acres) |
| Account Number | 1984 |
|---|---|
| Street Address | 38 PEPPERMILL RD |
| City | CHATHAM |
| State | NJ |
| Zip | 07928-1312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Subdivision | ARROWHEAD ESTATES SEC 1 |
| Legal Block | 48.12 |
| Legal Lot Number | 2 |
| Jurisdiction | MORRIS NJ |
| Township / Civil Division | CHATHAM |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 44000 |
Source: Morris County and Chatham Township assessment roll, APN 05-00048-12-00002, as of July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 PEPPERMILL RD, CHATHAM, NJ 07928-1312 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 05, 2019 | Deed of Trust, Mortgage BANK OF AMERICA |
| Mar 23, 2018 | Grant Deed, Subdivision Related Transfer WFB NA |
| Aug 31, 2017 | Grant Deed, Construction Loan · Construction Mortgage OTHER INSTITUTIONAL LENDERS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 23, 2018 · Amount on Record |
| Deed Sale | Mar 23, 2018 · Amount on Record |
| Prior Sale | Aug 31, 2017 · Amount on Record |
| Deed Document Number | 201816168 |
| Deed Book / Page | 23315 / 1296 |
| Prior Transfer Date | Jul 18, 1997 |
| Prior Transfer Doc | 0000088605 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 38 PEPPERMILL RD, CHATHAM, NJ 07928-1312 |
| Document Number | 0235761657 |
| Instrument Date | Jul 05, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 38 PEPPERMILL RD CHATHAM NJ 079281312, CHATHAM, NJ 07928-1312 |
| Document Number | 0235761657 |
|---|---|
| Date | Jul 23, 2019 |
| Book Page | 023576/001657 |
| Instrument | 38086 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | 101 S TRYON ST, CHARLOTTE, NC 28280-0002 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 22, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Mar 23, 2018 |
| Property Address | 38 PEPPERMILL RD, CHATHAM, NJ 07928-1312 |
| Document Number | 0233151296 |
| Book / Page | 023315 / 001296 |
| Instrument Date | Mar 15, 2018 |
| Instrument | 16168 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 04, 2018 |
| Title Company | NFTS TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,850.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 38 PEPPERMILL RD CHATHAM NJ 079281312, CHATHAM, NJ 07928-1312 |
| Document Number | 233151302 |
|---|---|
| Date | Mar 23, 2018 |
| Book Page | 023315/001302 |
| Instrument | 16169 |
| Name | WFB NA |
|---|---|
| Address | 101 N PHILLIPS AVE, SIOUX FALLS, SD 57104-6738 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 22, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Aug 31, 2017 |
| Property Address | 38 PEPPERMILL RD, CHATHAM, NJ 07928-1312 |
| Document Number | 0231970035 |
| Book / Page | 023197 / 000035 |
| Instrument Date | Aug 11, 2017 |
| Instrument | 53143 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 24, 2018 |
| Title Company | ACRES LAND TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $854.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1871 BERKSHIRE DR UNION NJ 070835484, UNION, NJ 07083-5484 |
| Document Number | 231970041 |
|---|---|
| Date | Aug 31, 2017 |
| Book Page | 023197/000041 |
| Instrument | 53144 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Mortgage Company |
| Address | 49 WICKHAM WAY, CHATHAM, NJ 07928-1318 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Morris County and Chatham Township assessment roll as of July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Morris County |
| County Subdivision | Chatham Township |
| Unified School District | The Chathams School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,699,900 (+0.3%) Land $751,300 Building $948,600 | $1,699,900 (+0.3%) Land $751,300 Building $948,600 | |
| 2025 | $1,694,900 (-) Land $751,300 Building $943,600 | $1,694,900 (-) Land $751,300 Building $943,600 | |
| 2024 | $33,712.00 (+2.21%) | ||
| 2023 | $1,694,900 Land $751,300 Building $943,600 | $1,694,900 Land $751,300 Building $943,600 | |
| 2022 | $32,982.00 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340270440001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 202 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Optimum Communications, Verizon.
Source: EPA Safe Drinking Water Information System, water system NJ0712001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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