38 Pepperell St, Saco, ME 04072 Property Records

York County and Saco City property record for 38 Pepperell St, Saco, ME 04072

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,359 sqft · built 1900
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on Record
Last Sale	$461,000 (Sep 2026)
Tax Bill	$4,852 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`G2893R`

Property Details

APN / Parcel Number

Primary APN	`G2893R`
Alternative APNs	`SACO M:053 L:148 U:000-000` `M:053 L:148 U:000=000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,359 sqft Living Area
Gross Area	3,088 sqft
1st Floor Area	1,099 sqft
Basement Area	520 sqft
Unfinished Basement	520 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,295 sqft (0.42 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	G2893R
Street Address	38 PEPPERELL ST
City	SACO
State	ME
Zip	04072-2523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Lot Number	148
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	1
Census Block	1015
Census Tract	5302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Saco Historic District listed 1998 · 184 contributing resources · NRIS 98000594

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: York County and Saco City records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	38 PEPPERELL ST, SACO, ME 04072-2523
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Warranty Deed, Transfer · Stand-Alone First Mortgage TOTAL MORTGAGE SERVICES
May 10, 2019	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2026 · Amount on Record
Deed Sale	Sep 1, 2026 · Amount on Record
Prior Sale	May 10, 2019 · Amount on Record
Deed Document Number	20262026033470
Deed Book / Page	19984 / 415
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Sep 1, 2026
Property Address	38 PEPPERELL ST, SACO, ME 04072-2523
Document Number	0000033470
Book / Page	19984 / 415
Instrument Date	Aug 31, 2026
Instrument	202633470
Transaction Type	Transfer
Record Updated	Sep 15, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 PEPPERELL ST, SACO, ME 04072-2523

Mortgage

Date	Sep 1, 2026

Lender

Name	TOTAL MORTGAGE SERVICES

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	May 10, 2019
Property Address	38 PEPPERELL ST, SACO, ME 04072-2523
Document Number	0179470372
Book / Page	017947 / 000372
Instrument Date	May 10, 2019
Instrument	16649
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 MILLIKEN MILLS RD OLD ORCHARD BEACH ME 040641146, OLD ORCHARD BEACH, ME 04064-1146

Mortgage

Document Number	179470374
Date	May 10, 2019
Book Page	017947/000374
Instrument	16650

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 9, 2049

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,852.00 (+0.62%)	$341,700 (-0.44%) Land $124,400 Building $217,300
2024	$4,822.00 (+5.4%)	$343,200 (+37.5%) Land $124,400 Building $218,800	$433,200
2022	$4,575.00	$249,600 Land $94,800 Building $154,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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