38 Pembrook Rd, Naugatuck, CT 06770 Property Records

Naugatuck Borough property record for 38 Pembrook Rd, Naugatuck, CT 06770

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,438 sqft · built 2005
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on File
Last Sale	$29,500 (Jul 2018)
Tax Bill	$10,686 (2026)
Deeds & Mortgages	Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012-2234`

Property Details

APN / Parcel Number

Primary APN	`012-2234`
Alternative APNs	`NAUG M:438A-19.5E235-10` `AK17 19.5E 235 10` `NAUG M:012 L:2234` `12-2234`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,438 sqft Living Area
Gross Area	4,469 sqft
1st Floor Area	1,097 sqft
Basement Area	1,221 sqft
Unfinished Basement	1,221 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	15,682 sqft (0.36 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	12-2234
Street Address	38 PEMBROOK RD
City	NAUGATUCK
State	CT
Zip	06770-3354
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA1
Legal Lot Number	2234
Jurisdiction	NAUGATUCK CT
Township / Civil Division	NAUGATUCK
Census Block Group	4
Census Block	4012
Census Tract	345100

Owner

38 Pembrook Rd is owned and occupied by an individual who bought it in July 2018.

Source: Naugatuck Borough records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	38 PEMBROOK RD, NAUGATUCK, CT 06770-3354
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2018 · Amount on File
Deed Sale	Jul 31, 2018 · Amount on File
Prior Sale	Oct 7, 2005 · Amount on File
Deed Book / Page	1014 / 647
Transfer Doc	000730-838
Record Updated	Oct 29, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Jul 31, 2018
Property Address	38 PEMBROOK RD, NAUGATUCK, CT 06770-3354
Document Number	1014-647
Book / Page	1014 / 647
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Tax	$87.85
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10140649
Date	Jul 31, 2018
Instrument	01014/0649

Lender

Name	ION BANK

Agreement

Amount	Amount on Record
Term	361 Months
Due	Jul 31, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 38 Pembrook Rd was $10,686, up 1.6% from the year before.

Source: Naugatuck Borough assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Naugatuck Borough
Unified School District	Naugatuck School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,686.00 (+1.63%)	$264,250 (-) Land $29,050 Building $235,200	$474,511 (+156.53%)
2025	$10,515.00	$264,250 Land $29,050 Building $235,200	$184,975 Land $20,335 Building $164,640
2024	$10,515.00 (-11.08%)
2023	$11,825.00 (+31.13%)	$264,250 (+39.93%) Land $29,050 Building $235,200
2022	$9,018.00	$188,850 Land $31,060 Building $157,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Pembrook Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Pembrook Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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