38 Pembrook Cir, Bloomington, IL 61704 Property Records

McLean County property record for 38 Pembrook Cir, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,510 sqft · built 1978
Lot Size	0.24 acres (10,446 sqft)
Owner	Individual Name on File
Tax Bill	$7,143 (2024)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Feb 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`21-12-152-002`

Property Details

APN / Parcel Number

Primary APN	`21-12-152-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,510 sqft Living Area
Gross Area	5,353 sqft
1st Floor Area	2,358 sqft
Basement Area	2,358 sqft
Finished Basement	1,152 sqft
Unfinished Basement	1,206 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Brick
Foundation Type	Block
Roof Material	Asphalt
Lot Area	10,446 sqft (0.24 acres)
Lot Dimensions	145 ft deep x 72 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	637 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Deck Area	252 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	38 PEMBROOK CIR
City	BLOOMINGTON
State	IL
Zip	61704-6296
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	ROLLING BROOK SUB 4TH ADD LOT 177
Legal Range	02E
Legal Township	23N
Legal Section	12
Legal Subdivision	ROLLING BROOK SUB
Legal Lot Number	177
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2005
Census Tract	1107

Owner

38 Pembrook Cir is owned and occupied by an individual who acquired it in January 2025.

Source: McLean County records, as of August 28, 2026

Owner of Record	Individual Name on File
Mailing Address	38 PEMBROOK CIR, BLOOMINGTON, IL 61704-6296
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2026	Warranty Deed, Transfer · VA Mortgage US BANK
Feb 2, 2024	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 24, 2025
Transfer Doc	0000001619
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Oct 15, 2026
Property Address	38 PEMBROOK CIR, BLOOMINGTON, IL 61704-6296
Document Number	0000015711
Instrument Date	Sep 30, 2026
Instrument	202615711
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	FRONTIER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$57,570.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 PEMBROOK CIR, BLOOMINGTON, IL 61704-6296

Mortgage

Document Number	0000015712,
Date	Oct 15, 2026
Instrument	202615712

Lender

Name	US BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate	6.5%
Max Rate	-1%

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Feb 2, 2024
Property Address	38 PEMBROOK CIR, BLOOMINGTON, IL 61704-6296
Document Number	202400001465
Map Reference	DOC 77-6226
Instrument Date	Dec 15, 2023
Instrument	2024-00001465
Transaction Type	Transfer
Record Updated	Feb 12, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 PEMBROOK CIR, BLOOMINGTON, IL 61704-6296

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$104,385 Land $19,147 Building $85,238	$313,155 Land $57,441 Building $255,714
2024	$7,143.00 (+9.91%)
2023	$6,499.00 (+12.54%)	$88,764 (+12.42%) Land $16,282 Building $72,482	$266,292 (+12.42%) Land $48,846 Building $217,446
2022	$5,775.00	$78,957 Land $14,483 Building $64,474	$236,871 Land $43,449 Building $193,422

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Pembrook Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Pembrook Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Nextlink.

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