38 Pemberton Dr, Matawan, NJ 07747 Property Records

Middlesex County and Old Bridge Township property record for 38 Pemberton Dr, Matawan, NJ 07747

Property Summary

Property Type	Single Family Home
Details	2,317 sqft · built 1990
Lot Size	0.187 acres (8,141 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (Dec 2012)
Tax Bill	$13,183 (2025)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-12270-0000-00057`

Property Details

APN / Parcel Number

Primary APN	`15-12270-0000-00057`
Alternative APNs	`151227000057` `07970000`

Interior

Stories	2 Stories
Building Area	2,317 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Frame
Lot Area	8,141 sqft (0.187 acres)
Lot Dimensions	110 ft deep x 74 ft wide

Location & Zoning

Account Number	07970000
Street Address	38 PEMBERTON DR
City	MATAWAN
State	NJ
Zip	07747-9712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	74X110
Legal Subdivision	CEDAR RDG SEC 4
Legal Block	12270
Legal Lot Number	57
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	OLD BRIDGE
Census Block Group	1
Census Block	1002
Census Tract	7911

Owner

38 Pemberton Dr is owned and occupied by two individuals who bought it in December 2012.

Source: Middlesex County and Old Bridge Township records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	38 PEMBERTON DR, MATAWAN, NJ 07747-9712
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2012 · Amount on File
Deed Sale	Dec 14, 2012 · Amount on File
Deed Document Number	2012398
Deed Book / Page	6409 / 343
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	38 PEMBERTON DR, MATAWAN, NJ 07747-9712
Transaction Type	Mortgage
Record Updated	May 5, 2021
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021053362
Date	Apr 20, 2021
Book Page	18400/1302
Instrument	2021053362

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 38 Pemberton Dr was $13,183, up 10.1% from the year before.

Source: Middlesex County and Old Bridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Old Bridge Township
Unified School District	Old Bridge Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$208,400 (-) Land $63,900 Building $144,500	$208,400 (-) Land $63,900 Building $144,500
2025	$13,183.00 (+10.06%)	$208,400 Land $63,900 Building $144,500	$208,400 Land $63,900 Building $144,500
2024	$11,978.00
2023		$208,400 Land $63,900 Building $144,500	$208,400 Land $63,900 Building $144,500
2022	$11,151.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Pemberton Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Pemberton Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLD BRIDGE MUA serves 68,000 people · EPA ID NJ1209002
Water Source	Purchased surface water from MIDDLESEX WATER COMPANY
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20