38 Pearl St, Apt 2, Everett, MA 02149 Property Records

Middlesex County and Everett City property record for 38 Pearl St, Apt 2, Everett, MA 02149

Property Summary

Property Type	Condominium
Details	3 bd · 1 ba · 936 sqft · built 1890
Lot Size	0.087 acres (3,806 sqft)
Owner	2 Individual Names on Record
Last Sale	$515,000 (Jul 2025)
Tax Bill	$5,890 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Sep 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D00004 101002 01`

Property Details

APN / Parcel Number

Primary APN	`D00004 101002 01`
Alternative APNs	`EVER M:D0 B:04 L:101002` `D00004 00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Units	3 Units
Stories	3 Stories
Building Area	936 sqft Living Area
Gross Area	1,172 sqft
Basement Area	165 sqft
Unfinished Basement	165 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Flat
Roof Material	Other
Lot Area	3,806 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	D00004 101002 01
Street Address	38 PEARL ST, 2
City	EVERETT
State	MA
Zip	02149-1161
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	DD
Legal Block	4
Legal Lot Number	101002
Jurisdiction	EVERETT MA
Township / Civil Division	EVERETT
Census Block Group	1
Census Block	1006
Census Tract	342302

Owner

Source: Middlesex County and Everett City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38 PEARL ST, 2, EVERETT, MA 02149-1161
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2025	Condominium Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Sep 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MSA LENDING LLC
Aug 12, 2019	Condominium Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2025 · Amount on Record
Deed Sale	Jul 10, 2025 · Amount on Record
Prior Sale	Oct 16, 2017 · Amount on Record
Deed Document Number	202580181
Deed Book / Page	84341 / 237
Prior Transfer Date	Aug 12, 2019
Prior Transfer Doc	73091-78
Record Updated	Sep 20, 2026

July 2025: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	EVERETT MA
Recording Date	Jul 10, 2025
Property Address	38 PEARL ST APT 2, 2, EVERETT, MA 02149-1161
Document Number	084341-237
Book / Page	84341 / 237
Instrument Date	Jul 10, 2025
Instrument	80181
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	38 PEARL ST APT 2, 2, EVERETT, MA 02149-1161

Mortgage

Document Number	0000080182
Date	Jul 10, 2025
Instrument	80182

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EVERETT MA
Property Address	38 PEARL ST APT 2, 2, EVERETT, MA 02149-1161
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75580-36
Date	Sep 10, 2020
Book Page	75580/36
Instrument	158506

Lender

Name	MSA LENDING LLC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

August 2019: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	EVERETT MA
Recording Date	Aug 12, 2019
Property Address	38 PEARL ST APT 2, 2, EVERETT, MA 02149-1161
Document Number	73091-78
Book / Page	073091 / 000078
Instrument Date	Aug 12, 2019
Instrument	118427
Transaction Type	Transfer
Record Updated	Aug 27, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 PEARL ST #2 EVERETT MA 021491106, 2, EVERETT, MA 02149-1106

Tax Assessment & Valuation

Source: Middlesex County and Everett City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Everett City
Unified School District	Everett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,890.00 (+8.15%)	$517,100 (+8.82%) Building $517,100	$484,025 (-0.8%)
2024	$5,446.00 (+1.57%)	$475,200 (+4.39%) Building $475,200	$487,920
2023	$5,362.00	$455,200 Building $455,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EVERETT WATER DEPT. (MWRA) serves 49,075 people · EPA ID MA3093000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,089 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Netafy Fixed Wireless	150 / 150

May also be available: AT&T, Starry, T-Mobile.

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