Kershaw County property record for 38 Pear Tree Loop, Elgin, SC 29045 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2014 |
| Square Footage | 2,904 sqft Gross Area |
| Lot Size | 13,068 sqft (0.3 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $163,900 (2014) |
| Tax Bill | $1,117.00 (2025) |
Source: Kershaw County records · APN 359-03-03-009-SGU
Assessment roll updated November 7, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 PEAR TREE LOOP, ELGIN, SC 29045-8338 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 04, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage ORCHARD STREET SETTLEMENTS LLC, ORCHARD STREET SETTLEMENTS L |
| Aug 01, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PLAZA HOME MORTGAGE INC |
| Jul 25, 2023 | Deed of Distribution, Transfer |
| Sep 30, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 07, 2014 · Amount on Record |
| Deed Sale | Jul 07, 2014 · Amount on Record |
| Prior Sale | Sep 18, 2013 · Amount on Record |
| Deed Book / Page | 3251 / 61 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Jun 04, 2026 |
| Property Address | 38 PEAR TREE LOOP, ELGIN, SC 29045-8338 |
| Document Number | 0000005323 |
| Book / Page | 5605 / 149 |
| Instrument Date | May 21, 2026 |
| Instrument | 20265323 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ORCHARD STREET SETTLEMENTS LLC, ORCHARD STREET SETTLEMENTS L |
| Name | Verified Name |
|---|---|
| Address | 38 PEAR TREE LOOP, ELGIN, SC 29045-8338 |
| Document Number | 0000005323, |
|---|---|
| Date | Jun 04, 2026 |
| Book Page | 5605/149 |
| Instrument | 20265323 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 38 PEAR TREE LOOP, ELGIN, SC 29045-8338 |
| Transaction Type | Mortgage |
| Record Updated | Sep 07, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020236558 |
|---|---|
| Date | Aug 01, 2023 |
| Book Page | 4989/105 |
| Instrument | 2023-6558 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92121 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2053 |
| Document Type | Deed of Distribution |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Jul 25, 2023 |
| Property Address | 38 PEAR TREE LOOP, ELGIN, SC 29045-8338 |
| Document Number | 0020236326 |
| Book / Page | 4985 / 265 |
| Map Reference | MB 34 PG 1738 |
| Instrument Date | Jul 25, 2023 |
| Instrument | 2023-6326 |
| Transaction Type | Transfer |
| Record Updated | Sep 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1083 QUAIL LN, LUGOFF, SC 29078-9135 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 38 PEAR TREE LOOP, ELGIN, SC 29045-8338 |
| Document Number | 0000008157 |
| Instrument Date | Sep 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 38 PEAR TREE LOOP ELGIN SC 290458338, ELGIN, SC 29045-8338 |
| Document Number | 0000008157 |
|---|---|
| Date | Oct 08, 2019 |
| Book Page | 004105/000180 |
| Instrument | 8157 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 07, 2049 |
Source: Kershaw County records · Assessment roll updated November 7, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,117.00 (-63.45%) | $205,600 (-) Land $25,000 Building $180,600 | $205,600 (-) |
| 2023 | $3,056.00 (+183.23%) | $205,600 (-) Land $25,000 Building $180,600 | $205,600 (-) |
| 2022 | $1,079.00 | $205,600 Land $25,000 Building $180,600 | $205,600 Land $25,000 Building $180,600 |
Source: FEMA National Flood Hazard Layer, Kershaw County (45055C), updated September 28, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 44% of the US · above 33% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,961 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 359-03-03-009-SGU |
|---|---|
| Alternative APN |
|
| Building Area | 2,904 sqft Gross Area |
|---|---|
| Stories | 2 Stories |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 13,068 sqft (0.3 acres) |
| Account Number | 50927 |
|---|---|
| Street Address | 38 PEAR TREE LOOP |
| City | ELGIN |
| State | SC |
| Zip | 29045-8338 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | WOODTRACE |
| Legal Lot Number | 9 |
| Jurisdiction | KERSHAW SC |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 1 |
| Census Block | 1012 |
| Census Tract | 970908 |
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