38 Patrick Cir, Fulton, NY 13069 Property Records

Oswego County and Fulton City property record for 38 Patrick Cir, Fulton, NY 13069

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,354 sqft · built 1972
Lot Size	0.415 acres (18,116 sqft)
Owner	Individual Name on Record
Last Sale	$104,000 (Feb 2014)
Tax Bill	$7,464 (2026)
Deeds & Mortgages	Oct 2022 Line of Credit Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`350400 253.64-01-15`

Property Details

APN / Parcel Number

Primary APN	`350400 253.64-01-15`
Alternative APNs	`040025306400010150000000` `5937`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,354 sqft Living Area
1st Floor Area	1,354 sqft
Basement Area	677 sqft
Finished Basement	677 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	18,116 sqft (0.415 acres)
Lot Dimensions	151 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	540 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	5937
Street Address	38 PATRICK CIR
City	FULTON
State	NY
Zip	13069-3229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	M 2, B 297, L 37, PL 36 201-001-000 S. POOL
Legal Subdivision	SUNNYBROOK MEADOWS EXT
Legal Block	1
Legal Lot Number	15.000
Jurisdiction	OSWEGO NY
Township / Civil Division	FULTON
Census Block Group	2
Census Block	2020
Census Tract	21103

Owner

Source: Oswego County and Fulton City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	38 PATRICK CIR, FULTON, NY 13069-3229
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2022	Deed of Trust, Mortgage · Line of Credit THE SUMMIT FCU
Aug 21, 2017	Warranty Deed, Transfer · FHA Mortgage PARAGON HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2014 · Amount on Record
Deed Sale	Feb 20, 2014 · Amount on Record
Deed Document Number	20141548
Prior Transfer Date	Dec 2, 2005
Prior Transfer Doc	0000007465
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	38 PATRICK CIR, FULTON, NY 13069-3229
Transaction Type	Mortgage
Record Updated	Nov 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 PATRICK CIR, FULTON, NY 13069-3229

Mortgage

Document Number	0000001689
Date	Oct 25, 2022
Instrument	R-2022-011689

Lender

Name	THE SUMMIT FCU
Type	Credit Union
Address	ROCHESTER, NY 14626

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Aug 21, 2017
Property Address	38 PATRICK CIR, FULTON, NY 13069-3229
Document Number	0000007993
Instrument Date	Feb 6, 2014
Instrument	7993
Transaction Type	Transfer
Record Updated	Apr 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4328 FORESTBROOK DR BAYBERRY NY 130902438, BAYBERRY, NY 13090-2438

Mortgage

Document Number	7994
Date	Aug 21, 2017
Instrument	7994

Lender

Name	PARAGON HM LNS
Type	Funding / Finance Company
Address	EAST SYRACUSE, NY 13057

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2047

Tax Assessment & Valuation

Source: Oswego County and Fulton City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Fulton City
Unified School District	Fulton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,464.00 (+5.16%)
2025	$7,098.00	$138,000 (+2.22%) Land $13,700 Building $124,300	$181,579 (+23.74%) Land $18,026 Building $163,553
2023		$135,000 Land $13,700 Building $121,300	$146,739 Land $14,891 Building $131,848

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Nov 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FULTON CITY serves 16,600 people · EPA ID NY3704355
Water Source	Purchased surface water from OCWA
Last State Inspection	Sep 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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