Lonoke County property record for 38 Park Cir, Cabot, AR 72023
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,186 sqft · built 1993 |
| Lot Size | 0.42 acres (18,306 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $183,000 (Jul 2026) |
| Tax Bill | $918 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Sep 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 722-00331-000 |
| Primary APN | 722-00331-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,186 sqft Living Area |
| Gross Area | 1,446 sqft |
| 1st Floor Area | 1,186 sqft |
| Flooring | Ceramic Tile |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 18,306 sqft (0.42 acres) |
| Garage Type | Attached |
| Garage Area | 260 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 456 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 72 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 38 PARK CIR |
|---|---|
| City | CABOT |
| State | AR |
| Zip | 72023-2851 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 10 |
| Legal Township | 04N |
| Legal Section | 13 |
| Legal Subdivision | PARK PLACE SUB |
| Legal Block | 2 |
| Legal Lot Number | 31 |
| Jurisdiction | LONOKE AR |
| Township / Civil Division | YORK |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 20204 |
38 Park Cir is owned and occupied by two individuals who bought it in July 2026.
Source: Lonoke County records, as of July 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 PARK CIR, CABOT, AR 72023-2851 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 7, 2026 | Warranty Deed, Transfer · FHA Mortgage ARVEST BANK |
| Sep 7, 2022 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Feb 28, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HOUSING FIN AUTH |
| Mar 6, 2019 | Grant Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG |
| Nov 22, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2026 · Amount on File |
| Deed Sale | Jul 7, 2026 · Amount on File |
| Prior Sale | Sep 7, 2022 · Amount on File |
| Deed Document Number | 20267097 |
| Prior Transfer Date | Nov 17, 2017 |
| Prior Transfer Doc | 0000011508 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LONOKE AR |
| Recording Date | Jul 7, 2026 |
| Property Address | 38 PARK CIR, CABOT, AR 72023-2851 |
| Document Number | 0000007097 |
| Instrument Date | Jul 2, 2026 |
| Instrument | 20267097 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | CAPITAL TITLE AND ESCROW, CAPITAL TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $60,993.90 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 PARK CIR, CABOT, AR 72023-2851 |
| Document Number | 0000007098, |
|---|---|
| Date | Jul 7, 2026 |
| Instrument | 20267098 |
| Name | ARVEST BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Max Rate | -1% |
|---|
| Document Number | 0000007099, |
|---|---|
| Date | Jul 7, 2026 |
| Instrument | 20267099 |
| Name | ARVEST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 1, 2036 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LONOKE AR |
| Recording Date | Sep 7, 2022 |
| Property Address | 38 PARK CIR, CABOT, AR 72023-2851 |
| Document Number | 0000010614 |
| Book / Page | 2022 / 10614 |
| Instrument Date | Sep 2, 2022 |
| Instrument | 2022-10614 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2022 |
| Title Company | DIVERSITY TITLE AND ESCROW COMPANY, LIBERTY TITLE & ESCROW CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $478.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 285 SQUAW DR, 285, BRYANT, AR 72022-6000 |
| Name | Verified Name |
|---|---|
| Address | 38 PARK CIR, CABOT, AR 72023-2851 |
| Document Number | 0202210615 |
|---|---|
| Date | Sep 7, 2022 |
| Instrument | 2022-10615 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LONOKE AR |
| Property Address | 38 PARK CIR, CABOT, AR 72023-2851 |
| Document Number | 0000003517 |
| Instrument Date | Feb 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2019 |
| Title Company | LENDERS TITLE COMPANY, LENDERS TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 38 PARK CIR CABOT AR 720232851, CABOT, AR 72023-2851 |
| Document Number | 0000003517 |
|---|---|
| Date | Apr 18, 2019 |
| Instrument | 3517 |
| Name | HOUSING FIN AUTH |
|---|---|
| Address | LITTLE ROCK, AR 72201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 17, 2029 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LONOKE AR |
| Recording Date | Mar 6, 2019 |
| Property Address | 38 PARK CIR, CABOT, AR 72023-2851 |
| Document Number | 0000002019 |
| Instrument Date | Feb 27, 2019 |
| Instrument | 2019 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2019 |
| Title Company | LENDERS TITLE COMPANY, LENDERS TITLE CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $296.67 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 38 PARK CIR CABOT AR 720232851, CABOT, AR 72023-2851 |
| Document Number | 2020 |
|---|---|
| Date | Mar 6, 2019 |
| Instrument | 2020 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 5, 2049 |
| Document Number | 2021, |
|---|---|
| Date | Mar 6, 2019 |
| Instrument | 2021 |
| Name | HOUSING FIN AUTH |
|---|---|
| Address | LITTLE ROCK, AR 72201 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Mar 5, 2029 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LONOKE AR |
| Recording Date | Nov 22, 2017 |
| Property Address | 38 PARK CIR, CABOT, AR 72023-2851 |
| Document Number | 0000011508 |
| Instrument Date | Nov 16, 2017 |
| Instrument | 11508 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $204.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 38 Park Cir was $918 with a homeowner's exemption, up 119.6% from the year before.
Source: Lonoke County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Lonoke County |
| Municipality | Cabot City |
| Unified School District | Cabot Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $918.00 (+119.62%) Homeowner's exemption | $18,040 Land $2,400 Building $15,640 | $90,200 Land $12,000 Building $78,200 |
| 2024 | $418.00 (-15.21%) | ||
| 2023 | $493.00 Homeowner's exemption | $18,040 Land $2,400 Building $15,640 | $90,200 Land $12,000 Building $78,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 38 Park Cir in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (2008–2017) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Apr 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 Park Cir is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 67% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CABOT WATERWORKS federal government · serves 27,578 people · EPA ID AR0000338 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Connect2First Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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