Kenton County property record for 38 Park Ave, Elsmere, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 870 sqft · built 1928 |
| Lot Size | 0.429 acres (18,690 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $46,000 (May 2011) |
| Tax Bill | $1,257 (2025) |
| Deeds & Mortgages | Jan 2020 Loan Modification Oct 2019 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-30-09-016.00 |
| Primary APN | 004-30-09-016.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 870 sqft Finished Area |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Exterior Material | Wood Siding |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 18,690 sqft (0.429 acres) |
| Lot Dimensions | 210 ft deep x 89 ft wide |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 38 PARK AVE |
|---|---|
| City | ELSMERE |
| State | KY |
| Zip | 41018-1932 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FAIRVIEW LOT 44 & PT 45 89'X 210' IRREG |
| Legal Subdivision | FAIRVIEW ELSMERE |
| Legal Tract | 1 |
| Legal Lot Number | 44,45 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 65700 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5450 BOTTS LN, PETERSBURG, KY 41080-9303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 17, 2020 | Loan Modification, Mortgage NOT AVAILABLE |
| Oct 11, 2019 | Loan Modification, Mortgage ATTORNEY ONLY |
| Sep 19, 2016 | Deed of Trust, Mortgage · Conventional with PMI HERITAGE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 11, 2011 · Amount on Record |
| Deed Sale | May 11, 2011 · Amount on Record |
| Prior Sale | Mar 13, 2009 · Amount on Record |
| Deed Document Number | 201105 11 059 00175 |
| Deed Book / Page | 4566 / 119 |
| Last Transfer Date | Aug 29, 2025 |
| Transfer Doc | 0005900155 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 38 PARK AVE, ELSMERE, KY 41018-1932 |
| Document Number | 0000000040 |
| Instrument Date | Jan 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1658 BRANDON DR HEBRON KY 410489517, HEBRON, KY 41048-9517 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 38 PARK AVE, ELSMERE, KY 41018-1932 |
| Document Number | 0000000049 |
| Instrument Date | Oct 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 1658 BRANDON DR HEBRON KY 410489517, HEBRON, KY 41048-9517 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 38 PARK AVE, ELSMERE, KY 41018-1932 |
| Document Number | 0000000177 |
| Instrument Date | Sep 19, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 1658 BRANDON DR HEBRON KY 410489517, HEBRON, KY 41048-9517 |
| Document Number | 0000000177 |
|---|---|
| Date | May 8, 2017 |
| Book Page | 0C6153/000130 |
| Instrument | 177 |
| Name | HERITAGE BK |
|---|---|
| Type | Bank |
| Address | UNION, KY 41091 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | May 7, 2019 |
| Rate Type | Adjustable Rate |
|---|
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Elsmere City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $131,900 (-) Land $25,000 Building $106,900 | $131,900 (-) Land $25,000 Building $106,900 | |
| 2025 | $1,257.00 (-1.87%) Homeowner's exemption | $131,900 (-) Land $25,000 Building $106,900 | $131,900 (-) Land $25,000 Building $106,900 |
| 2023 | $1,281.00 Homeowner's exemption | $131,900 Land $25,000 Building $106,900 | $131,900 Land $25,000 Building $106,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLORENCE WATER & SEWER serves 29,351 people · EPA ID KY0080135 |
|---|---|
| Water Source | Purchased surface water from BOONE-FLORENCE WATER COMMISSION |
| Last State Inspection | Mar 2024 |
| Also Mapped Here | NORTHERN KENTUCKY WATER DISTRICT |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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