McDowell County property record for 38 Panther Dr, Marion, NC 28752
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 1 ba · 1,584 sqft · built 1978 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $884 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jul 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1700-05-19-5500 |
| Primary APN | 1700-05-19-5500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,584 sqft Heated Area |
| Gross Area | 1,680 sqft |
| 1st Floor Area | 1,584 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,780 sqft (0.5 acres) |
| Porch | Slab |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Account Number | 5863586 |
|---|---|
| Street Address | 38 PANTHER DR |
| City | MARION |
| State | NC |
| Zip | 28752-5905 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | LOT 21 OAKCREST DEVE MB 4 PG 3 |
| Legal Subdivision | OAKCREST |
| Legal Lot Number | 21 |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | MARION |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 970500 |
38 Panther Dr, a rural home, is owned and occupied by two individuals who acquired it in September 2017.
Source: McDowell County records, as of April 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 PANTHER DR, MARION, NC 28752-5905 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 17, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION |
| Jul 29, 2022 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Sep 28, 2021 | Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BANK |
| Jun 24, 2019 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Jul 15, 2020 | Deed of Trust, Mortgage · VA Mortgage PLANET HM LNDG |
| Sep 26, 2017 | Intrafamily Transfer, Transfer · VA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 2017 |
| Deed Sale | Sep 26, 2017 |
| Prior Sale | Jan 1, 1980 |
| Deed Document Number | 20174667 |
| Deed Book / Page | 1225 / 195 |
| Prior Transfer Date | Sep 20, 2017 |
| Prior Transfer Doc | 0012250195 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Apr 17, 2026 |
| Property Address | 38 PANTHER DR, MARION, NC 28752-5905 |
| Document Number | 0000001805 |
| Book / Page | 1535 / 334 |
| Instrument Date | Apr 14, 2026 |
| Instrument | 20261805 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 38 PANTHER DR, MARION, NC 28752-5905 |
| Investor | Possibly a Property Investor |
| Document Number | 0000001805, |
|---|---|
| Date | Apr 17, 2026 |
| Book Page | 1535/334 |
| Instrument | 20261805 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | May 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Property Address | 38 PANTHER DR, MARION, NC 28752-5905 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Title Company | VETERAN EXPRESS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0014080281 |
|---|---|
| Date | Jul 29, 2022 |
| Book Page | 1408/281 |
| Instrument | 2022004589 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Property Address | 38 PANTHER DR, MARION, NC 28752-5905 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2021 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0013700747 |
|---|---|
| Date | Sep 28, 2021 |
| Book Page | 1370/747 |
| Instrument | 2021006244 |
| Name | MAGNOLIA BANK |
|---|---|
| Type | Bank |
| Address | HODGENVILLE, KY 42748 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Property Address | 38 PANTHER DR, MARION, NC 28752-5905 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0012780436 |
|---|---|
| Date | Jun 24, 2019 |
| Book Page | 1278/0436 |
| Instrument | 2019002937 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Property Address | 38 PANTHER DR, MARION, NC 28752-5905 |
| Document Number | 0013160049 |
| Instrument Date | Jul 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 38 PANTHER DR MARION NC 287525905, MARION, NC 28752-5905 |
| Document Number | 0013160049 |
|---|---|
| Date | Jul 20, 2020 |
| Book Page | 001316/000049 |
| Instrument | 3493 |
| Name | PLANET HM LNDG |
|---|---|
| Address | MERIDEN, CT 06450 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 19, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Sep 26, 2017 |
| Property Address | 38 PANTHER DR, MARION, NC 28752-5905 |
| Document Number | 0012250195 |
| Book / Page | 1225 / 0195 |
| Map Reference | MB 4 PG 3 |
| Instrument Date | Sep 20, 2017 |
| Instrument | 2017004667 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 PANTHER DR, MARION, NC 28752-5905 |
| Document Number | 2017004668 |
|---|---|
| Date | Sep 26, 2017 |
| Instrument | 2017004668 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2047 |
The 2025 property tax bill for 38 Panther Dr was $884.
Source: McDowell County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $884.00 | $123,840 Land $40,000 Building $83,840 | |
| 2023 | $856.00 | $123,840 Land $40,000 Building $83,840 | $123,840 Land $40,000 Building $83,840 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 Panther Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 38 Panther Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MARION serves 9,362 people · EPA ID NC0156010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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