38 Palmer Dr, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 38 Palmer Dr, Wayne, NJ 07470 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details1,975 sqft · built 1966
Lot Size0.407 acres (17,729 sqft)
OwnerCompany Name on File
Tax Bill$14,911 (2025)
Deeds & MortgagesNov 2023 Line of Credit
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN14-02100-0000-00009

Property Details

APN / Parcel Number

Primary APN14-02100-0000-00009
Alternative APNs
  • 1400476S00009
  • 140210000009

Interior

Building Area1,975 sqft Living Area

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Architectural StyleRanch
Lot Area17,729 sqft (0.407 acres)

Location & Zoning

Old Parcel Number1400476S00009
Street Address38 PALMER DR
CityWAYNE
StateNJ
Zip07470-2628
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionOXBOW RDG SEC FOUR B
Legal Block2100
Legal Lot Number9
JurisdictionPASSAIC NJ
Township / Civil DivisionWAYNE
Census Block Group2
Census Block2000
Census Tract246101

Owner

Source: Passaic County and Wayne Township records · APN 14-02100-0000-00009

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address38 PALMER DR, WAYNE, NJ 07470-2628
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 01, 2023Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Jul 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
NATIONAL BANK OF KANSAS CITY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateAug 06, 2000
Transfer Doc0000182676
Record UpdatedSep 20, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address38 PALMER DR, WAYNE, NJ 07470-2628
Transaction TypeMortgage
Record UpdatedNov 03, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 PALMER DR, WAYNE, NJ 07470-2628

Mortgage

Document Number0000035060
DateNov 01, 2023
Book PageM18688/187
Instrument2023035060
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueOct 29, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address38 PALMER DR, WAYNE, NJ 07470-2628
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000033454
DateJul 27, 2020
Book PageM16292/169
Instrument2020033454
Lender
NameNATIONAL BANK OF KANSAS CITY
TypeBank
AddressKANSAS CITY, MO 64114
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2050

Tax Assessment & Valuation

Source: Passaic County and Wayne Township records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyPassaic County
County SubdivisionWayne Township
Unified School DistrictWayne Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$248,600 (-) Land $123,800 Building $124,800$248,600 (-) Land $123,800 Building $124,800
2025$14,911.00 (+0.88%)$248,600 (-) Land $123,800 Building $124,800$248,600 (-) Land $123,800 Building $124,800
2024$14,781.00 (+5.17%)
2023$248,600 Land $123,800 Building $124,800$248,600 Land $123,800 Building $124,800
2022$14,055.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Passaic County (34031C), updated May 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340312461012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims20 (1978–2024)
Claims Outside the SFHA6 of 20
Most Recent ClaimJan 2024, rainfall accumulation
Claims By Storm
  • Hurricane Irene, Aug 2011 · 2 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 313 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsFiber8,000 / 8,000
VerizonFiber2,300 / 2,300
Optimum CommunicationsCable940 / 35

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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